What is Smart Interest and How to Access it on CIBC?

As technology evolves, so does the world of banking. In the groundbreaking shift towards digitization, Canadian Imperial Bank of Commerce (CIBC) introduces Smart Interest — a game-changer in the field of personal finance management. But what is Smart Interest and how can one access it? In this article, we will explore the specifics of CIBC's Smart Interest feature and provide a guide on how to access it via online banking, mobile app, or by contacting CIBC's customer service.

The Power of Smart Interest

Smart Interest in CIBC is an innovative banking feature designed to help customers maximize their savings with an incredibly high-interest rate compared to a standard savings account. It offers customers an avenue to multiply their savings with less effort and more convenience. This feature represents a fusion of intelligence, versatility, and customer-focused value.

Accessing Smart Interest via Online Banking

The first way to access the Smart Interest feature is through CIBC's online banking. Here is a step-by-step process of how to do it:

• Login to your online banking account using your card number and password.
• On the main dashboard, click the "Products and Services" tab.
• Select "Smart Interest" under the "Savings Accounts" tab.
• Follow the prompts to access or create your Smart Interest account.

Using the Mobile App for Smart Interest

For those constantly on the go, accessing your Smart Interest feature is just a scroll away with the CIBC mobile app. Here's how:

• Download and install the CIBC Mobile Banking app from the Google Playstore or Apple App Store.
• Sign in with your CIBC online banking credentials.
• On the app’s homepage, select the "More" tab.
• Under the "Bank Accounts" section, select "Smart Interest."
• From here, just follow the prompts to access or create your Smart Interest account right from your mobile device.

Contacting CIBC's Customer Service

For any queries or issues that can't be resolved via the digital platforms, CIBC's customer service is just a call away. They can assist you in accessing and activating your Smart Interest account.

• Dial the CIBC customer service hotline – call 1-800-465-2422 for personal banking or 1-800-465-3860 for business banking.
• Follow the voice prompts to speak with a customer service representative.
• Inform them that you want to create or access your Smart Interest account. Provide any necessary information or documentation as requested.

Conclusion

Whether you’re at home, at work, or on the go, CIBC makes accessing your Smart Interest feature a breeze with these easy-to-follow steps. So, empower your savings and take full advantage of CIBC's Smart Interest feature today through your preferred avenue — be it online banking, the mobile app, or a customer service call.