How Do I Set Up Automatic Payments On My Cibc Credit Card
How to Set Up Automatic Payments on Your CIBC Credit Card
In today's fast-paced world, managing your finances should be as convenient and efficient as possible. One way to ensure this is by setting up automated payments to take care of your CIBC credit card dues. Taking advantage of this service means you'll never miss a payment, and there's no need to remember due dates. Here, we explore three easy methods to activate this feature– Online Banking, the Mobile App, and through Customer Service.
Setting up Automatic Payments via Online Banking
Through CIBC's Online Banking platform, you can swiftly enable automatic payments. It's a secure and direct way of managing your credit card payments right from the comforts of your home or office. Here are step-by-step instructions:
- Access the CIBC Online Banking portal and log in with your credentials.
- From your account dashboard, navigate to the "Payments & Transfers" menu.
- Select "Set up automatic payments" from the drop-down options.
- Choose the credit card you want to apply the automatic payment to.
- Specify the payment amount you wish–it can be the minimum payment, the full balance, or any amount in between.
- Choose the savings or chequing account from which the payment will be debited.
- Confirm your settings and click on ’Submit’.
Managing Your Payments via the CIBC Mobile App
If you prefer banking on your mobile, the CIBC Mobile App simplifies setting up automatic payments. Here is how to do it:
- Download and install the CIBC Mobile Banking App from Google Playstore or Apple App Store.
- Login into your account using your online banking credentials.
- From the home screen, tap on the "More" button.
- Under "Banking", select "Manage my Accounts".
- Under "Credit Card", choose "Set Up Automatic Payments".
- Choose the credit card account for which you want to set up auto payments, and enter your payment preference.
- Select the account from which funds will be debited.
- Review your settings, then tap on 'Confirm’.
Setting Up Auto Payments Through Customer Service
Customers who want a human touch can set up the auto-payment feature through the CIBC's Customer Service line. Below are the steps:
- Call the CIBC Credit Card Service line at 1-800-465-4653; for customers with hearing impairments, dial 1-877-331-3338 for Teletypewriter (TTY) service.
- Select the appropriate options from the automated menu until you reach the 'Credit Card Services' category.
- Choose the 'Set Up Automatic Payments’ option.
- You’ll be connected to a customer service representative. Communicate your intentions of setting up an automatic payment for your credit card.
- The representative will guide you with the required information. After verifying your identity, they will set up the automatic payment as per your instructions.
- After the call, CIBC will generally send a confirmation mail or message to verify the setup.
By setting automatic payments, you can ensure timely payment of your CIBC credit card dues and maintain a good credit score. Choose the most convenient method for you, and you'll never have to worry about late payments again. Embrace the convenience and peace of mind automatic payments provide!