What is My Routing Number CIBC? An In-depth Insight Into Your Banking World

Understanding your routing number with CIBC is essential for completing any form of financial transactions. It may seem like an unimportant aspect of your banking experience, however, your routing number plays a significant role when it comes to banking operations. But, what exactly is a routing number, and how can you find yours with CIBC? Let's evaluate.

Understanding the Importance of Your Routing Number

Your routing number, otherwise referred to as a transit number, is a unique nine-digit code assigned by the ABA (American Banking Association) to each financial institution. This number is used to identify where your bank account was opened and is critical for various types of transactions including direct deposits, automatic bill payments and wire transfers.

Finding Your Routing Number With CIBC: Online Banking

You can easily retrieve your CIBC routing number through online banking. All you need are a computer and a secured internet connection. Follow these simple steps:

• First, you need to sign into your CIBC Online Banking using your card number and password.
• From the homepage, navigate to the top of the screen and click on "My Accounts."
• Choose the account whose routing number you wish to retrieve.
• On the bottom right of your screen, you should find the "Direct Deposit Info" option.
• Here, you will find your institution number and your branch transit number, which together make up your routing number.

Locating Your CIBC Routing Number Through the Mobile App

In today's technologically driven world, it comes as no surprise that you can find your routing number through the CIBC mobile banking app. Here are the steps:

• Launch the CIBC Mobile banking app.
• Sign in using your mobile banking card number and password.
• Once you are successfully signed in, find and click on "My Accounts."
• Choose the account you wish to retrieve the routing number for.
• Click on "Details," and you will see your bank details, including your branch transit number and institution number — which collectively make your routing number.

Contacting Customer Service to Find Your Routing Number

If you are not comfortable with using online or mobile banking, you can always call CIBC’s customer service to find your routing number. The customer service agents are there to assist you:

• Dial the CIBC customer service number - 1-800-465-CIBC (2422)
• Wait for the customer service representative to assist you, ensuring you have your bank account details at hand.
• Request the representative for your routing number, remember it varies depending on the bank account and location of the branch.
• Note the routing number down for future reference.

Conclusion

Your CIBC routing number is an essential piece of information needed for diverse banking transactions. Whether you choose the convenience of online banking, use the mobile banking app, or prefer the traditional method of calling customer service, finding your routing number is a straightforward process. Now, you have the information at your fingertips to access your routing number with CIBC no matter your preferred method.