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How to Link Your Credit Card to Your Bank Account with CIBC: A Comprehensive Guide

Whether you're an old-time customer or new to the Canadian Imperial Bank of Commerce (CIBC), you can conveniently link your credit card to your bank account. This critical step will grant you seamless access and full control over your funds. The following sections depict ways on how you can accomplish this in great detail.

Online Banking

Online banking allows you to connect your CIBC credit card to your bank account from the comfort of your home. This is how to do it:

• Login to your CIBC Online Banking account.
• On your account's dashboard, locate and click on the “Link My Credit Card to My Bank Account” option.
• Follow the steps displayed on your screen. Input the relevant details such as your credit card number and the card’s expiry date where necessary.
• Click on confirm to complete the process.

Remember that the linkage reflects instantly, granting you immediate access to your funds.

Mobile App

CIBC has an effective mobile app that allows account holders to enjoy banking services at their fingertips. Here's the step-by-step guide on how to link your credit card to your bank account using the mobile app:

• Download the CIBC mobile banking app, if you haven't done so already. The app is available on Android and iOS devices.
• Open the app and log in with your respective credentials.
• On your account's dashboard, locate and click on the “Link My CIBC Credit Card to My Bank Account” option.
• Follow the app's instructions and provide the necessary details such as your credit card number and its expiration date.
• Review the information and confirm. This will link your credit card to your bank account.

Note that app transactions often reflect instantaneously, meaning your credit card gets linked to your bank account immediately after completion.

Call Customer Service

If for any reason you can’t access online banking or the mobile app, you still have the option to link your credit card to your bank account by calling CIBC customer service. Here is how you can do this:

• Dial CIBC's customer service hotline.
• Follow the voice prompts to get to the ‘Credit Card Services’ menu.
• Once connected to an agent, inform them that you want to link your credit card to your bank account.
• Provide the necessary details to the agent and follow their instructions to finalize the process.

The time required to reflect these changes can vary, so don't worry if changes aren't immediately observable. You'll receive a confirmation once the linkage is successful.

Conclusion

Whether you decide to link your CIBC credit card to your bank account via online banking, the mobile app, or by calling customer service, the process is straightforward and convenient. If any issues arise during the process, CIBC's customer service is ready to assist you. Remember that linking your credit card to your bank account allows for easy management of your funds and makes transactions easier and faster.