How To Pay Cibc Credit Card Bill

how to pay cibc credit card bill

How to Pay Your CIBC Credit Card Bill: A Comprehensive Guide

If you are a CIBC Credit Cardholder, stay informed about the various methods through which you can easily make your credit card payments. This in-depth article explores three convenient ways to pay your CIBC credit card bill – via online banking, the mobile app, and a call to customer service.

Option 1: Paying Through Online Banking

Online banking is a resourceful tool in today's digitally-driven society. CIBC provides a simple and user-friendly online portal to assist you in managing your money without leaving your seat. Follow these steps to pay your CIBC credit card bill via online banking:

  • Log into your CIBC online banking account.
  • Select “Pay Bills and Transfer Funds” from the menu options.
  • Choose the account you want to pay from.
  • Enter the amount you want to pay towards your CIBC credit card.
  • Click “Next” to review the details and click “Finish” to complete the payment process.

Note: Please ensure that the payment is made two business days before the due date to avoid any late payment penalties.

Option 2: Using the CIBC Mobile App

If you prefer to carry out your banking tasks on your mobile device, the CIBC mobile app is a perfect tool to use. The app adds an extra layer of convenience by allowing you to manage your finances anytime, anywhere. Here's how to pay your CIBC credit card bill through the mobile app:

  • Download and install the CIBC mobile app from your device’s app store.
  • Sign in to your account using your online banking credentials.
  • Tap “Bill Payments” from the bottom menu options.
  • Select the account from which you want to make the payment.
  • Enter the amount you wish to pay and tap 'Pay Bill'.

Note: Please remember that transactions through the mobile app might take a couple of business days to process, so make sure to schedule your payment accordingly.

Option 3: Call Customer Service

If you do not have access to the internet or need personalized assistance, calling CIBC customer service can be your best bet. Here’s how you can make your credit card payment via phone:

  • Call CIBC's customer service at 1-800-465-2422.
  • Follow the automated prompts to enter your account information.
  • Select the 'Bill Payments' option.
  • Provide your account number and the payment amount when prompted.

Note: This process may take longer due to the potential wait times, so plan to make your payment a few days before the due date to avoid any extra fees or charges.

Whether you prefer digital or traditional means, understanding these three avenues will make managing your finances easier. Remember to always pay your credit card payments on time to maintain a good credit score and avoid unnecessary fees.

Make your financial life smoother and less stressful by effectively utilizing these methods to pay your CIBC credit card bill. Remember, an efficient bill payment routine can not only save you from late payment fees but also contribute positively to your credit history.


There are various ways to pay your CIBC credit card bill. Whether you prefer online banking, using the mobile app or calling customer service, each method provides a unique convenience tailored to your needs. Choose what works best for you and maintain consistency in your payments for a healthy financial life.