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What is CIBC Routing Number? How to Find it via Online Banking, Mobile App or Customer Service

In this article, we dive deep into the concept of the CIBC routing number. It’s a significant yet often overlooked aspect of banking operations. The Canadian Imperial Bank of Commerce (CIBC) uses these nine-digit codes for identifying banks and financial institutions in transactions. They are vital when setting up wire transfers, direct deposits etc. In these sections, you'll learn what a CIBC routing number is, how to find yours with online banking, mobile app, or by calling the customer service.

What is a CIBC Routing Number?

CIBC routing numbers, like those of other Canadian banking institutions, consist of three parts: the bank number, the branch number, and a check digit. This nine-digit number is unique to each bank and allows for the identification of the specific bank involved in a transaction. It's an essential part of everyday banking tasks such as setting up direct deposits, initiating wire transfers, and more.

Finding Your CIBC Routing Number Online

Online banking is one of the most convenient ways to find your CIBC routing number. This option is always available to you, allowing you to access your banking details at any time. Here are the steps:

• Log into your CIBC Online Banking account.
• Once logged in, look for the account details section.
• Your routing number will be listed under the account information. It is the nine-digit number listed as the 'Transit Number.' The first four digits represent the bank number while the last five are for your branch location.

Finding Your CIBC Routing Number via the Mobile App

If you prefer to bank on the go, you can find your CIBC routing number using their mobile app. The steps are relatively straightforward:

• Download and open the CIBC mobile app on your device.
• Log into your account.
• Once logged in, select the account you want to view.
• Find the 'Transit Number' (i.e the routing number) listed under the account details section.

Getting Your CIBC Routing Number Through Customer Service

If the online methods don't suit you, or if you need extra guidance, CIBC's customer service is always ready to assist. Here are the steps:

• Call CIBC's general customer service line at 1-800-465-2422.
• After getting connected, select the option that allows you to speak to a customer service representative.
• Once connected, confirm your identity by answering some security questions. After which, you can request for your routing number.

In conclusion, whether you're comfortable banking online, using a mobile app, or you'd rather speak to a representative directly, CIBC provides multiple avenues to find your routing number. Remember, this nine-digit number is crucial for facilitating different banking transactions, so keep it handy.