How to Redeem Cash Back with CIBC: Your Comprehensive Guide

When using the CIBC Cash Back credit card, it's easy to earn incredible rewards. But how exactly do you redeem them? This detailed guide will walk you through the process to effortlessly redeem your cash back through online banking, the mobile app, or by calling customer service.

Redeeming Cash Back through CIBC Online Banking

Efficient and user-friendly, the CIBC Online Banking platform gives you instant access to your account, making the cash back redemption process a breeze.

• Firstly, log into your CIBC Online Banking account on their official website.
• Go to the ‘My Accounts’ page and find your CIBC Cash Back credit card account.
• Select the ‘Rewards’ or 'Cash Back' tab, depending on the interface.
• You’ll see your cash back balance. Click the ‘Redeem’ button to start the process.
• Follow the on-screen prompts to complete the redemption process. You can choose to redeem your cash back as a statement credit or store it in your CIBC bank account.

Redeeming Cash Back through CIBC Mobile App

The CIBC Mobile Banking App is perfect for banking on the go, making reward redemption both quick and easy.

• Open the CIBC Mobile Banking App on your device and sign in to your account.
• Tap on ‘More’ at the bottom of the screen, and then tap on ‘Rewards & Offers’.
• Find your CIBC Cash Back credit card account and tap on it.
• View your available cash back and tap on the ‘Redeem’ button.
• Follow the prompts to redeem your cash back in your preferred manner, be it as a credit to your account or a payment toward your credit card balance.

Redeeming Cash Back by Calling CIBC Customer Service

If you prefer a more personalized touch or need assistance with the redemption process, CIBC’s exceptional customer service is ready to help.

• Dial the CIBC credit card customer service number, which is 1-800-465-4653.
• Prepare your credit card details, including the account number and the name on the card.
• When you're connected, request to redeem your cash back. The representative will guide you through the process.

In concluding, CIBC makes it simple and easy for cardholders to redeem their cash back rewards. Whether your preference is for using the online banking portal, the mobile app, or seeking assistance from customer service, CIBC has you covered.

Remember, the more you use your CIBC credit card, the more cash back rewards you will earn. Each time you redeem, you're getting back a portion of the money you've spent, making every purchase a bit more rewarding!

Final Thoughts

So, whether you’re saving for something special, cutting down your balance, or simply enjoying the benefits of everyday purchases, CIBC’s Cash Back redemption is a convenient and lucrative feature of your credit card. Happy earning – and happy redeeming!