Cibc How To Check Credit Score

cibc how to check credit score

Checking Your Credit Score Through CIBC: All the Options You Need

Keeping a close eye on your credit score is crucial. It determines your eligibility for loans, interest rates, and much more. Fortunately, the Canadian Imperial Bank of Commerce (CIBC) offers convenient means for its customers to check their credit scores. We'll guide you through the process using the online banking portal, mobile app, or by calling CIBC's customer service. Let's start.

Checking Your Credit Score Via CIBC Online Banking

Access to the internet is the only requirement for using the online banking platform to check your credit score. Follow the steps below:

  • Visit CIBC's website and log into your online banking account.
  • Once logged in, locate and click on the "Credit Score Service" available under the account management settings.
  • You would be presented with your credit score after a brief analysis.

With online banking, you can track your credit score's history, which can be a significant indicator of your financial improvements over the years.

Checking Your Credit Score Through the CIBC Mobile App

CIBC's mobile app is user-friendly, compact, and secure, making it another excellent way to monitor your credit score. Here's the step-by-step guide:

  • First, download the CIBC Mobile Banking App from either the App Store or Google Play Store.
  • Open the app, log in with your credentials, and go to the menu.
  • Click on "More Services," followed by "View Credit Score."
  • Your current credit score should then be displayed on the screen.

The convenience and mobility offered by the CIBC mobile app allows you to check your credit score anywhere, anytime.

Calling CIBC’s Customer Service

If you're not tech-savvy or prefer a more personal approach, CIBC's customer service can assist. Here's how you can reach out to them:

  • Call 1-800-465-CIBC (2422). If outside North America, use the number suitable to your location as listed on CIBC's contact page.
  • Authenticate your identity following the voice prompts.
  • Choose "Account Details" or ask to speak with a customer support representative.
  • Ask for your current credit score.

This traditional approach will appeal to those who want a human touch when dealing with banking queries.

Conclusion

Regardless of the method you choose, keeping a close watch on your credit score is imperative. Thanks to the services provided by CIBC, doing so has never been more effortless. Whether you prefer the broad accessibility of online banking, the convenience of a mobile app, or the personal touch of customer service, CIBC holds everyone's needs in high regard.

Note: As per CIBC, using these services won't affect your credit score, and the information collected is kept safe and confidential. So, stay informed and stay ahead with CIBC.