How To Set Up Autopay For Cibc Credit Card

how to set up autopay for cibc credit card>

Setting Up AutoPay for Your CIBC Credit Card: A Comprehensive Guide

In the modern world, where time-saving tricks are highly valued, setting up automatic payments for your CIBC Credit Card can be a game-changer. It's a hassle-free solution that ensures your payments are always on time, thus helping you avoid missed payment penalties and maintain a high credit score. This article will guide you through the process of setting up AutoPay for your CIBC credit card via online banking, the mobile app, and customer service.

Option 1: Online Banking

One of the most convenient ways to manage your credit card payments is through online banking. Here are the steps:

  • Log into your CIBC Online Banking account.
  • Select "Payment & Transfers" from the menu.
  • Choose "Set up Pre-Authorized Payment".
  • Select your CIBC Credit Card account from the dropdown menu.
  • Define your payment preferences (fixed amount or full balance) and schedule.
  • Follow the on-screen instructions and finalize the setup.

Remember, you must have a CIBC checking or savings account to use the Online Banking AutoPay setup.

Option 2: Mobile Banking App

The CIBC Mobile Banking app is a great tool when you're on the go. Here's how to set up AutoPay:

  • Open your CIBC Mobile Banking app and sign in.
  • From the main menu, select "Card Controls".
  • Choose "Set up Autopay".
  • Select your CIBC Credit Card and the bank account you wish for payments to be deducted from.
  • Define your payment options and frequency.
  • Follow the instructions to confirm the setup.

It can take up to 2 business days for the changes to take effect, so make sure to plan accordingly.

Option 3: Customer Service

If you prefer speaking with a representative or need further assistance, you can set up your AutoPay through customer service. Here's how:

  • Call the CIBC Credit Card Services at 1-800-465-4653.
  • Request to set up AutoPay for your credit card.
  • Provide necessary information such as your banking details, desired payment options, and frequency.

Depending on the representative, this process can take just a few minutes. Note that you should call from the phone number associated with your CIBC account to expedite the process.

Conclusion

Setting up AutoPay for your CIBC Credit Card ensures prompt payments and peace of mind. Whether you prefer using online banking, mobile banking, or traditional customer service, CIBC offers flexible and convenient options for you. By following the steps in this guide, you're well on your way to a more streamlined banking experience.

Disclaimer

The instructions provided in this article are subject to changes by CIBC. Therefore, it's recommended to visit the official CIBC website or reach out to their support team for the most up-to-date information.