Currency Exchange Toronto | Currency Mart
Currency Mart is Toronto's trusted destination for currency exchange, offering competitive rates on over 60 currencies at our Downtown PATH location at the Richmond-Adelaide Centre (120 Adelaide St W, Suite R7). Whether you need foreign exchange in Toronto for business, travel, or international transfers, we provide fast, transparent service with no hidden fees and cash in stock in the Financial District.
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Our Services
Three ways to exchange money at Currency Mart.
Buy Foreign Banknotes
Bring your foreign currency to any Currency Mart branch and receive Canadian dollars on the spot. We accept USD, EUR, GBP, JPY, AUD, CNY and 70+ others. No appointment — just walk in.
Sell Foreign Banknotes
Need foreign cash before a trip? We sell over 70 currencies from in-store inventory at all 4 locations. Walk in and leave with the currency you need the same day — no pre-ordering required for major currencies.
Non-Cash Exchange
For USD, EUR, and GBP wire transfers and bank drafts, we offer non-cash exchange at rates better than physical banknotes. Well-suited for real estate transactions, business payments, and larger personal transfers.
Trade USD/CAD Online 24/7
Currency Pair
How it works?Mid-Market Rate
What is Mid-Market Rate?Online USD/CAD Exchange
Requirements | Payments | Settlements
Requirements
- Have Both USD & CAD accounts in Canada
- Provide a valid ID & Utility Bill
USD Payments
- Electronic Fund Transfer
- Wire
CAD Payments
- Electronic Fund Transfer
- Wire
- e-Transfer
- Debit
Settlements
How fast payments settle depends on how you pay us.
- e-Transfer - 2 Business Days
- Debit - 2 Business Days
- Electronic Fund Transfer - 5 Business Days
- Wire - 2-5 Business Days
77,000+ Customers
500,000+ Transactions
900 Million+ Exchanged
Branch Information
Monday - Wednesday: 8:30 am - 4:30 pm
Thursday - Friday: 8:30 am - 4:30 pm
torontopath@currencymart.net
Why Exchange Currency at Currency Mart Winnipeg
More value on every exchange — here's why thousands of Winnipeggers choose us over the banks.
51+ Currencies in Stock
From US dollars and euros to less common currencies, ready for pickup same day. No waiting, no back-ordering for major currencies.
Better Rates Than Banks
Our margins run 0.5–1.5% over mid-market, compared to the 2–4% banks typically charge. On a $2,000 exchange, that's $30–50 more in your pocket.
$3.75 Fees
$3.75 CAD fee per currency except USD/CAD Exchange.
$3.75 USD fee per currency if customers pay exchange by USD.
Preorder & Save
Lock in today's rate online or by phone and pick up when it suits you. Secure a favourable rate before it moves.
Downtown Skywalk Location
240 Graham Ave., connected to Winnipeg's indoor skywalk system for easy year-round access — no matter the weather.
Currency Converter
Live Exchange Rate
The rate can only be guaranteed at the time of transaction.
WARNING: Inventory is constantly changing.
Compare Rates with Banks
Live Rate Comparison
Updated 8 am Weekday — Next refresh in 5:00| Currency | Currency Mart exchange | RBC bank | TD bank | BMO bank | Scotia bank |
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Buy rate by default — CAD per 1 unit of foreign currency. Green = best rate, red = worst.
Google Reviews
Based on 117 Google Reviews
Super fast super efficient . Better rates than most of the other names in Toronto DT/ financial district. Location was a bit of a find, but the person over the phone was super responsive and helpful.
$3.75 fee for each currency. Not useful if you have small changes from overseas travel.
Great place to exchange currency! I’ve came here to exchange GBP, Brazilian rials, Chilean peso, Mexican peso etc, and I’ve been given great rates and great service every time!
Our Branches Across Canada
Walk in anytime — no appointment needed. Bring a government-issued ID.
Downtown
240 Graham Ave, Suite 290
Winnipeg, MB R3C 0J7
St. Vital
1225 St Mary's Rd, #26D
Winnipeg, MB R2M 5E5
Downtown
120 Adelaide St W, #R7
Toronto, ON M5H 1T1
North York
4841 Yonge St, Unit 237D
Toronto, ON M2N 5X2
Parking Instruction
Parking is $3.50 for 30 minutes. Walk into a steel door beside pay station at P1 level, labeled as PATH. Walk straight through the Sheraton Hotel and keep walking straight to Richmond-Adelaide Centre. We are on the other side of the food court, beside a handicap ramp.
Parking Entrance at 100 Queen St. W.
PATH Entrance inside Parking P1 Level
Walk Straight Through Shearton Hotel
Richmond-Adelaide Centre in PATH
Access Currency Mart
About 2 minutes walk. Walking into the building of 110 Adelaide St. W., take the escalator from the lobby down to Toronto PATH. Turn right at Rexalll drug store and walk stright to foot court. We are inside the food court, beside a handicap ramp.
About 1 minutes walk. Walking into the building of 120 Adelaide St. W., take the escalator behind the security desk down to Toronto PATH, we are 6 shops away on your right hand side, beside a handicap ramp.
About 1 minutes walk. Walking into the building of 130 Adelaide St. W., take the escalator from the lobby down to Toronto PATH. Turn left at Rexall drug store and walk stright to foot court. We are inside the food court, beside a handicap ramp.
About 1 minutes walk. Walking into the building of 85 Richmond St. W., take the escalator down to Toronto PATH, we are on the other side of the food court beside a handicap ramp.
Who We Help: Practical Currency Exchange Solutions
From international students and newcomers to property buyers and global travelers, Currency Mart saves you money on every dollar exchanged with live rates, cash in stock, and transparent pricing.
International Students in Canada
Paying Canadian college or university tuition, residence fees, and monthly living costs in CAD while receiving funds from overseas. Avoid big bank wire exchange markups of 3%–4% and high incoming wire fees. Convert home currency banknotes directly to CAD cash or settle funds securely.
Canadian Students in the USA
Attending US universities or specialized training requires paying tuition and housing in USD from Canadian dollar savings. Exchange CAD to USD 24/7 online at rates 1% to 2% better than Canadian banks, pay via bill payment or e-Transfer, and have USD wired or deposited directly.
New Immigrants Landed in Canada
New permanent residents, work visa holders, and newly arrived families carrying foreign banknotes and international settlement funds. Get instant CAD cash for initial apartment leases and essentials without multi-week bank holding periods. FINTRAC registered (M11432814).
Canadians Buying US Real Estate
Purchasing residential properties, condos, or commercial real estate in Florida, Arizona, California, or Texas. On a $300,000 to $1,000,000 USD property purchase, a bank's 2.5% retail margin costs $7,500 to $25,000 extra. We provide tight wholesale margins and direct wire settlement to US escrow or title firms.
Tourists & Visitors in Canada
Visiting Canada for vacation, family, or business conferences? Avoid airport kiosk markups and hotel exchange fees of up to 10%–15%. Visit our downtown branches in Toronto (PATH / North York) or Winnipeg (Skywalk / St. Vital Mall) for transparent live rates, fast counter service, and zero surprise fees.
Canadians Traveling Overseas
Planning holidays or business travel to Europe, Asia, Latin America, or the Caribbean? Canadian banks often don't stock physical cash for non-USD currencies, requiring 3–7 business day pre-orders. Currency Mart keeps 51+ foreign currencies in branch stock for immediate walk-in pickup or convenient pre-order.
Canadian Snowbirds & Seniors
Spending winters in Florida, Arizona, Texas, California, or Mexico? Converting CAD pension funds or retirement savings into USD or MXN month after month eats into your winter budget with bank spreads. Convert funds in bulk before departure or transfer directly to your US bank account at wholesale rates.