How to Write a Cheque with CIBC: A Comprehensive Guide

The Canadian Imperial Bank of Commerce (CIBC) offers a variety of options to enable the writing and processing of cheques. This article explores the various ways you can transact, using a physical cheque, online banking, the mobile app, or by calling customer service.

Writing a Physical Cheque

To write a physical cheque, ensure you correctly fill out all the necessary information. This includes the recipient's name, date, the amount in words and numbers, and your signature. Incorrectly filled cheques may lead to unnecessary hassles or potential fraudulent transactions.

• The date: Write the current date on the line labeled 'Date'.
• Payee: On the 'Pay to the Order of' line, write the name of the individual or organization you're paying.
• Amount in numeric form: In the box on the right, write the payment amount in numbers.
• Amount in words: On the line below the 'Pay to the Order of' line, write the payment amount in words.
• Signature: The last step is to sign the cheque. Ensure your signature matches the one provided to CIBC when opening your account.

Online Banking

If you prefer to bypass the traditional method of cheque writing, CIBC's online banking offers a convenient and secure way of making payments. Here's a step-by-step guide on how to make payments via the platform:

• Login to your CIBC online banking account.
• On the dashboard, navigate your cursor to and click on "Payments and Transfers".
• Select "Pay a Bill" from the drop-down menu.
• Enter the necessary details of the payment such as the payee name and the amount.
• Review the information entered and confirm the payment. An electronic proof of payment will be provided.

Mobile App

CIBC also offers the option to write a cheque through their mobile banking app, a similar process to online banking but with the convenience of doing it on-the-go. Follow these steps:

• Open the CIBC Mobile Banking App on your smartphone and sign in.
• Tap on the menu button and select "Transfer/Pay"
• Select the "Pay a Bill" option and fill out the details of the payment such as payee information and the amount.
• Review the information filled out for correctness and complete the transaction. You will then receive a confirmation that your payment has been made.

Customer Service

Lastly, if you are not tech-savvy, CIBC Customer Service is there to help. To write a cheque or make a payment via a call to customer service, follow these instructions:

• Call CIBC's customer service line at 1-800-465-2422.
• Choose the banking services option.
• Verify your account with the automated system, using your account number and telephone banking password.
• Request to make a payment. The automated system or a representative will guide you and confirm all details before finalizing the transaction.

In conclusion, writing a cheque with CIBC is a seamless process that can be done in several ways to accommodate various user needs. Remember to use the method that best suits your preference and situation to ensure a smooth transaction process.