What Is Routing Number Cibc

what is routing number cibc>

What is a Routing Number for CIBC and How to Find it?

The routing number is a vital component of banking transactions, acting as the address that directs your money to the correct place. In this article, we explore what the routing number for CIBC (Canadian Imperial Bank of Commerce) is, how to find it, and how to use it through various channels such as online banking, mobile apps, and customer service calls.

Understanding CIBC’s Routing Number

The routing number, also known as a transit number, is a nine-digit code used by banks in the United States and Canada to identify the specific bank where an account is held. In Canada, the first four digits correspond to the cheque-printer's number, the next three digits represent the bank's branch number, and the final digit is a mathematical number designed to validate the eight previous digits.

Finding Your CIBC Routing Number Using Online Banking

To find your CIBC routing number online, follow the steps:

  • Log into your CIBC online banking account.
  • Click on the tab labeled My Accounts.
  • Find the link that says “Account Details” and click on it.
  • Your account number along with your routing number will be displayed here.

Finding Your CIBC Routing Number Using Mobile App

If you prefer a more modern approach, you can also find your CIBC routing number using the mobile app:

  • Download and open the CIBC Mobile Banking App on your phone.
  • Enter your credentials and sign in to your account.
  • Select your desired account from the home page.
  • Tap on Account Information, and your routing number along with your account number will be displayed.

Finding Your CIBC Routing Number By Calling Customer Service

If you are more comfortable speaking to a representative, you can also find your routing number with the help of CIBC's customer service:

  • Call CIBC's customer service hotline at 1-800-465-2422.
  • Verify your identity with the representative.
  • Request for your routing number.
  • Note down the routing number or ask for an email to be sent to you with this information.

Conclusion

The routing number is a crucial part of any banking transaction. Whether you prefer online banking, using a mobile app, or speaking directly to a representative, there are several easy ways to find your CIBC routing number. Ensure to keep this information secure and ensure it is correct before proceeding with any transactions to avoid any potential issues.

Enjoy the convenience and security that CIBC offers for all your banking needs.