How To Change Daily Debit Purchase Limit Cibc

how to change daily debit purchase limit cibc

How to Change Your Daily Debit Purchase Limit with CIBC: A Comprehensive Guide

Managing your banking needs digitally has become seamless, thanks to advancements in technology. One of the core necessities for most customers is the ability to change their daily debit purchase limit. With CIBC, you have multiple avenues to realize this. You can make these changes through online banking, mobile app and even by calling customer service. This comprehensive guide will give you a step by step walkthrough of these operations.

Changing Your Debit Purchase Limit Through CIBC Online Banking

CIBC online banking is a user-friendly platform designed to make your banking experience smooth. To change your daily debit purchase limit, follow the steps below:

  • Log into your CIBC online banking account from a secure computer or network.
  • Locate and click on 'Customer Services' from the top navigation bar.
  • Scroll down and locate 'Change Card Limit' under the 'Bank Accounts' section.
  • Follow the prompts to adjust your daily debit purchase limit to your desired amount.
  • Finally, review your changes, and confirm them.

Rest assured that your limit change will be instituted immediately online.

Adjusting Your Debit Purchase Limit Via CIBC Mobile App

For those who prefer banking on-the-go, CIBC's mobile app is your companion. Here are the steps to adjust your daily debit purchase limit using the app:

  • Launch your CIBC mobile app on your smartphone or tablet.
  • Enter your login credentials to access your account.
  • Once logged in, locate the 'More' menu represented by three horizontally stacked lines.
  • Tap on 'More', then select 'Card Settings' from the dropdown list.
  • Select 'Change Card Limit' and adjust your daily debit purchase limit to your preference.
  • Confirm your changes, and that's it! Your limit adjustment will be immediate.

This process is quick and can be done from anywhere, anytime.

Modifying Your Debit Purchase Limit By Calling CIBC Customer Service

If you're more comfortable with one-on-one assistance, calling CIBC Customer Service may be your best option. The process is simple:

  • Dial CIBC's customer service number, which is 1-800-465-2422.
  • Upon connection, opt for 'Banking Services'.
  • Once with a representative, let them know you wish to adjust your daily debit purchase limit.
  • The representative will authenticate your account and then institute the changes for you.

This process may take a bit longer due to call wait times, but it allows you to speak directly with a CIBC representative.

In conclusion, whether you are technologically inclined or prefer a more traditional approach, CIBC provides multiple avenues for you to change your daily debit purchase limit. Future financial dealings are at your control, making your banking experience convenient, flexible, and personalized.