How to Redeem CIBC Cash Back: A Comprehensive Guide

Canadian Imperial Bank of Commerce (CIBC), one of Canada's largest banks, offers a wide range of banking services to millions of customers. One of its most popular features is its cash back program. Here, we'll dive into three options you can use to redeem your CIBC cash back: through online banking, the mobile app, or by calling customer service.

Redeeming Cash Back through CIBC Online Banking

Online banking is a convenient platform for many account management tasks, and redeeming your CIBC Cash Back is no exception. To redeem your cash back rewards online, follow these steps:

• Login to your CIBC Online Banking account.
• From your account overview, click on your credit card account.
• Click on the 'Rewards' link on your credit card page. This will take you to your cash back rewards balances.
• Choose the amount you wish to redeem and confirm your redemption.
• Upon confirmation, your cash back will be credited to your account.

Redeeming Cash Back through CIBC Mobile App

The CIBC mobile app provides the same functionalities as the web-based online banking platform, and also allows you to redeem your cash back on the go. Here's how it's done:

• Open the CIBC Mobile Banking app on your smartphone.
• Login with your credentials.
• From the main menu, tap on 'Credit Cards'.
• Select the credit card account where your cash back rewards are accumulated.
• Navigate to the 'Rewards' section and select 'Redeem Rewards'.
• Choose the cash back amount you would like to redeem and confirm.
• Once confirmed, the cash back amount will be credited to your account.

Redeeming Cash Back by Calling CIBC Customer Service

If you prefer speaking to a representative or need assistance, you can also redeem your cash back rewards by calling CIBC customer service. Here's what you need to do:

• Call the number at the back of your CIBC credit card.
• Follow the prompts to speak to a customer service representative.
• When connected, tell them you want to redeem your cash back rewards.
• They will ask for information for security purposes. Provide the necessary details.
• Tell the representative how much you want to redeem. They will process your request.
• After the call, check your account to confirm that the cash back has been credited.

In conclusion, CIBC provides three hassle-free methods to redeem your cash back rewards - online banking, the mobile app, and via a customer service call. This comprehensive guide aids you in redeeming your rewards, choose the method that is most convenient for you and start enjoying the benefits of your CIBC cash back. Remember, these rewards are a part of the perks meant to appreciate you for using your CIBC Credit card. Consequently, never hesitate to redeem your rewards.