How to Check Your Credit Score with CIBC: A Comprehensive Guide

Monitoring your credit score is crucial to your financial health. It can guide significant financial decisions, such as purchasing a home or car, getting a loan, or even starting your own business. With the Canadian Imperial Bank of Commerce (CIBC), tracking your credit score has never been easier. Below are three ways you can accomplish this: online banking, the mobile app, and by calling customer service. This article will walk you through each procedure step by step.

Online Banking

Your credit score is just a few clicks away with CIBC’s online banking. However, it would help if you had an established account to use this service. Here's how to proceed:

• Log into your online banking account.
• On your account overview page, select the “View Credit Score” link.
• If it’s your first time accessing this service, you’ll be prompted to accept a user agreement.
• Your credit score will then be displayed along with a comprehensive analysis of your score.

Checking your credit score through online banking is secure and will not affect your score. This information is updated daily, allowing you to track your credit history consistently.

Mobile App

If you prefer managing your finances on the go, the CIBC mobile app is a fantastic option. Here's how you can check your credit score using the app:

• Download and launch the CIBC mobile banking app on your device.
• Login using your online banking credentials.
• Tap the “More” menu in the bottom right corner of your screen.
• Select “Credit Score” from the drop-down list.
• Accept the user agreement if you're using the feature for the first time.
• Your credit score, along with an in-depth analysis, will be displayed on the next screen.

The CIBC mobile app allows you to access your credit score anywhere, at any time, giving you the convenience of managing your financial health on your terms.

Call Customer Service

If you aren't tech-savvy or simply prefer speaking to a representative for assistance, reaching out to CIBC's customer service is another way to check your credit score. Here's how:

• Call the CIBC customer service line at 1-800-465-2422.
• Follow the voice prompts, choosing the options relevant to credit score inquiries.
• When connected to a human operator, verify your identity by answering a few security questions.
• Once your identity is confirmed, the representative can tell you your current credit score.

The customer service team is available 24/7, willing, and able to assist with your credit score inquiries. Remember, always be prepared to provide your pertinent banking details when calling to check your credit score.

In Summary

Monitoring your credit score is essential for financial progress. Whether you prefer navigating the digital sphere via online banking or through the mobile app, or if you feel more comfortable connecting through customer service, CIBC offers different ways to help you keep track of your credit score. So, no matter which method you choose, rest assured that maintaining your financial well-being has been made as convenient as possible.