How To Increase Debit Limit Cibc

how to increase debit limit cibc

Expert Guide on How to Increase Your CIBC Debit Limit

In an increasingly digital world, being able to manage our finances digitally is no longer an amenity but a necessity. Canadian Imperial Bank of Commerce (CIBC) offers a range of digital services, including the ability to increase your debit card limit. This tutorial will walk you through the various methods at your disposal, whether through online banking, mobile app, or by calling customer service. Let's explore!

Option 1: Increasing Your Debit Limit through CIBC Online Banking

Here is a step-by-step guide on how to increase your debit limit through your CIBC online banking account:

  • Log into your CIBC online banking account.
  • Click on 'Customer Services' located at the top right of the page.
  • Scroll down to 'Bank Accounts' and click on 'Manage My Accounts'.
  • Select the account for which you want to increase your debit limit.
  • Click on ‘Change my debit card limit' and follow the on-screen instructions to confirm the change.

This option gives you the freedom to manage your account at any time, from the comfort of your own home or office.

Option 2: Using the CIBC Mobile App to Increase Debit Limit

If you prefer managing your banking on the go, the CIBC mobile app is your best mate. Here's how to increase your debit limit using the app:

  • Launch your CIBC Mobile Banking App.
  • Tap on the "More" option from the menu options at the bottom of the screen.
  • Tap on "Manage Card Limit" under the ‘Banking Services' category.
  • Select the account with the debit card that you wish to increase the limit of.
  • Finally, follow the prompts to complete your debit card limit increase.

This mobile solution provides banking convenience at your fingertips, anytime, anywhere.

Option 3: Call CIBC Customer Service to Increase Debit Limit

If you prefer a more personal touch, or if you have specific issues or queries about your account, you can call CIBC's customer service to increase your debit limit. Here's how:

  • Call CIBC at 1-800-465-2422 within North America or 902-420-2422 internationally.
  • Follow the automated prompts to reach Customer Service.
  • Once connected with a representative, let them know you wish to increase your debit limit. Be sure to have pertinent account information such as your account number, security questions, and current debit limit on hand.

This avenue gives you the opportunity to ask any specific questions about your account, making it an equally effective method to manage your financial services.

Conclusion

With CIBC's user-friendly digital platforms and reliable customer service, managing your finances and increasing your debit card limit can be achieved with ease. It's all about choosing the method that suits your convenience and comfort the most. Remember, if you face any difficulties during this process, CIBC's customer service is always ready to help. Happy banking!