How to Transfer Money from Debit to Credit Card at CIBC: A Comprehensive Guide

If you're a CIBC customer, you probably appreciate the convenience and ease of managing your accounts online. One such service that many customers find handy is the ability to transfer money from a debit card to a credit card. This article will guide you through the process using three different methods: Through CIBC Online Banking, the CIBC Mobile Banking App, or by calling CIBC Customer Service.

Transferring Money Through CIBC Online Banking

Banking online has revolutionized the way we manage our finances. CIBC’s secure Online Banking service makes it easy for customers to transfer money from their debit card to their credit card. This process includes a few simple steps:

• Log in to your account at CIBC Online Banking with your card number and password.
• Once logged in, navigate to the "Transfer Fund" section.
• Select your debit card as the "From" account and your credit card as the "To" account.
• Enter the amount you wish to transfer and confirm the transaction.
• Review your details carefully and click “Confirm” to finalize the transfer.

Transferring Money Using the CIBC Mobile Banking App

CIBC also provides a Mobile Banking App that allows customers to transfer money on the go. Follow these steps to make a transfer from your debit to your credit card:

• Download the CIBC Mobile Banking App from Google Play Store or Apple's App Store.
• Open the app and sign in using your online banking card number and password.
• Tap on the "More" menu and select "Transfer Money".
• Choose your debit card as the "From" account and your credit card as the "To" account.
• Enter the amount you wish to transfer and tap on "Continue".
• Review your details and confirm the transaction. You'll receive a transaction confirmation number for your records.

Contacting CIBC Customer Service for a Transfer

If you prefer human assistance or have issues with the online methods, you can also contact CIBC's Customer Service to assist with the transfer. Here's how:

• Call CIBC's customer service number at 1-800-465-2422.
• Once connected, you can opt to speak to a customer service representative.
• Inform the representative that you want to transfer funds from your debit card to your credit card. They’ll guide you through the process.
• Have your banking information handy as they'll need it to verify your identity and perform the transfer.

In conclusion, CIBC makes it easy and convenient to transfer funds from your debit card to your credit card. Whether you prefer to use the Online Banking platform, their Mobile Banking App, or need assistance from customer service, CIBC provides accessible and efficient options to meet all their customer’s banking needs.