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How to Increase Your Debit Card Limit with CIBC: An Ultimate Guide

In the modern world, debit cards have become an integral part of our financial wellbeing. They provide a convenient way to access your savings or checking account. However, there may come a time when you will need to increase your debit card's limit. This article will provide a comprehensive guide on how you can increase your CIBC debit card limit through online banking, the mobile app, and customer service.

Method 1: Increase Your Debit Card Limit Through Online Banking

Online banking is arguably one of the most convenient ways to manage your finances. You can easily increase your limit in the comfort of your home. Here's how:

• Start by logging into your CIBC online banking account using your card number and password.
• Once logged in, find your way to the ‘Service centre’ which is often located on the main dashboard.
• Scroll down and click on the option that says ‘Manage my cards’.
• Select the card whose limit you want to increase.
• Choose 'Change daily card limits’ and then fill in the new amount.
• Review your changes and click ‘Submit’ to confirm.

Upon successful completion, your limit will be increased instantly.

Method 2: Increase Your Debit Card Limit Through the Mobile App

If you are always on the go, then managing your finances using CIBC’s mobile app might be ideal for you. Below are the steps you can follow to increase your debit card limit:

• First, download the CIBC mobile banking app from either Google play store or Apple app store.
• Open the app and log in with your credentials.
• Tap on the icon that says ‘More’ on the bottom right corner of your screen.
• Scroll to ‘Card Controls' and tap on it.
• Select the debit card you want to change the limit for.
• Choose 'ATM and debit card limit change’ and input your new limit.
• Tap ‘Save’ to confirm your changes.

Once you have completed these steps, your new debit card limit will be effective immediately.

Method 3: Increase Your Debit Card Limit Through Customer Service

If you're having trouble with online or mobile banking, reaching out to CIBC’s customer service is an excellent option. Here’s the simple process:

• Dial 1-800-465-CIBC (2422).
• Follow the instructions provided by the automated response system.
• When connected to a representative, ask for debit card limit adjustment.
• Give them your card details and the new desired limit.
• Confirm any security details required to complete the process.

Note, changes made through customer service may take some time to effect. Therefore, it's recommended to make your request ahead of when you may need the increased limit.

In conclusion, CIBC provides its customers with several options to increase their debit card limit. Whether you prefer using online banking, the mobile app, or calling customer service, all these methods are easy to follow. With this guide, you’re set to take control of your spending and adapt your debit card to your financial needs.

Remember to protect your card and account information while accessing these services to avoid fraudulent activities. It's good to review your account regularly to ensure there's no unauthorised transaction on your card.