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How Long Does It Take To Get Uncashed Cheques From CRA: Your Complete Guide

When it comes to dealing with the Canada Revenue Agency (CRA), it's always crucial to stay on top of your finances. One part of your financial health can involve unclaimed cheques. You may not know it, but you might have uncashed cheques with CRA. But how long does it take to receive these uncashed cheques from CRA? This in-depth guide will cover the time frames and procedures on how to claim your cheques through three primary methods: the CRA website, the CRA mobile app, and the CRA call centre.

Option 1: Using The CRA Website

Claiming your uncashed cheques from CRA's official website is the most straightforward method. This online platform features a section specifically for uncashed cheques. To claim them, follow these steps:

• Login to CRA's "My Account" platform.
• Go to the "Related Services" tab on the right side of the page.
• Click on "Uncashed cheques."

After submitting your request, it typically takes 2 weeks for the cheque to be reissued. Keep in mind that during tax season, processing times could extend up to 4 weeks.

Option 2: Using The CRA Mobile App

If you prefer using your smartphone, the CRA also offers a mobile app called "MyCRA." This app offers the same functionality as the website, making it easy for you to claim your uncashed cheques. To do so:

• Log in to the MyCRA app using your CRA user ID and password.
• From the main menu, select "Related Services."
• Tap on "Uncashed cheques."

Similar to the website, it should take about 2-4 weeks for the CRA to process your request and reissue your cheque. Do note that processing can take longer during peak periods like the tax season.

Option 3: Contacting The CRA Call Centre

For those who prefer the traditional method, you can call the CRA directly. You will need to provide personal information to verify your identity. Once your identity has been confirmed, the agent can help you with your request.

• Call the Individual Income Tax Enquiries at 1-800-959-8281.
• Ask about your uncashed cheques. Be prepared to answer security questions to confirm your identity.

The processing time for this method can be unpredictable. It depends on the call volume and the number of agents available. In general, requests made via the call centre could take anywhere from 2-6 weeks to be processed.

Conclusion

Claiming your uncashed cheques from the CRA doesn't have to be a complicated process. Whether you choose to do it via the CRA website, the MyCRA app, or the call centre, each method is designed to make the process as seamless as possible. While there is no definitive answer to the question, "How long does it take to get uncashed cheques from CRA," understanding these procedures and what to expect can help. Remember, the CRA advises that it's a good practice to cash your cheques without delay. Keeping your contact information updated with the Agency would also ensure that you receive all your cheques promptly.