Where To Exchange Money Thailand

where to exchange money thailand


It's essential to understand where and how you can effectively exchange your money in Thailand. Whether you are exploring the bustling streets of Bangkok, relishing the pristine beaches of Phuket, or immersing yourself in the cultural heritage in Chiang Mai, having Thai Baht with easy accessibility is paramount. This comprehensive guide offers information on the several options available, their pros and cons, and insider tips.

Bank Counters and ATMs

Major foreign banks such as Citibank, HSBC, and Standard Chartered operate in Thailand. Thai banks like Bangkok Bank, Siam Commercial Bank (SCB), and Kasikorn Bank are present in all major cities, providing reliable currency exchange services. Bank ATMs are prevalent and offer good exchange rates. However, be aware most Thai ATMs charge a service fee of around 200 Baht per international transaction.

Forex Bureaus and Money Exchanges

Forex bureaus and money exchanges such as SuperRich, Vasu Exchange, and TT Currency Exchange offer competitive rates. They are found throughout tourist destinations and popular hotspots. Remember to bring your passport for identification purposes.

Exchange Counters at International Airports

Suvarnabhumi Airport in Bangkok offers several currency exchange counters in both arrivals and departures. These 24/7 exchange counters offer the convenience of immediate accessibility but usually at less competitive rates.


Most Thai hotels provide currency exchange services to their guests. While convenient, the rates are typically significantly lower than those from banks or other exchange services. They should ideally be your last resort.

Online Money Exchange Platforms

Digital platforms like Wise (formerly TransferWise) or Revolut allow you to transfer money at real-time mid-market rates. These are often more favorable rates than traditional banks. However, do ensure you have reliable internet access and are comfortable handling digital transactions.

Credit/Debit Cards

Global credit and debit cards such as Visa, MasterCard, and American Express are widely accepted in Thailand. However, these cards might have foreign transaction fees that may be determined by your home bank. It's always wise to check before traveling.

Street-side Currency Exchanges

They are a popular choice for their competitive rates and extended operating hours. However, ensure you count your money carefully and always ask for an official receipt.

Convenience Stores and Shopping Malls

Convenience stores like 7-Eleven and shopping malls like CentralWorld and MBK Center provide ATM services. Though the rates tend to be less favorable, they offer a convenient location and reliable operation. Throughout this guide, remember that while chasing the best rates, safety is paramount. Always exchange money in reputable places and shun black market operations. Whichever option you choose, always be alert and ensure you're receiving the correct amount and not counterfeit notes. Choose wisely and make the most of your magical journey in the 'Land of Smiles'.