Where To Exchange Money In Vietnam

where to exchange money in vietnam


Navigating through the world of currency exchange can be intricate, especially when it involves foreign countries like Vietnam. Luckily, as the Guardian of money exchange, I am here to shed light on the best spots to consider for all your money exchange needs in this vibrant Southeast Asian country.

Commercial Banks

The most common choice among travelers are commercial banks operational in Vietnam like Vietcombank, VietinBank, and Saigon Commercial Bank. These institutions offer some of the most competitive rates and charges. However, the brighter side is their widespread presence and reputation for safety.

Jewelry Stores

In Vietnam, Jewelry stores double up as currency exchange spots. Usually situated in marketplaces, these establishments provide competitive exchange rates. Some of the most frequently visited jewelry stores include Ha Trung street and Hang Bac street in Hanoi.


Hotels are also an option for currency exchange in Vietnam, especially when convenience is prioritised. Do keep in mind that the rates offered by hotels might be less competitive than those offered by commercial banks or Jewelry stores. However, the advantage lies in the 24/7 availability for guests.

Currency Exchange Counters at the Airport

For on-the-spot exchange, currency counters at international airports like Noi Bai, Tan Son Nhat, and Da Nang are decent options. Be aware that the rates offered here are usually lesser than what is available in the city, but it can be handy for immediate cash needs upon arrival.

Gold Shops

Gold shops are also popular for money exchange in Vietnam. They tend to offer better rates than banks and are available even on weekends. However, be aware that most gold shops are likely to be crowded, especially in peak hours, and does need some local language understanding.

Online Platforms

With the scope of digitalization in Vietnam, online platforms like Momo, NganLuong, and Cash2VN offer hassle-free money exchange services. They reduce the need to physically visit an exchange counter and typically provide competitive rates.

Informal Money Changers

Vietnam still houses a number of informal money changers who offer attractive rates, but it’s always advised to go for these options with caution. These changers typically operate in areas highly frequented by tourists, such as Ben Thanh Market in Ho Chi Minh City and Old Quarter in Hanoi.


To conclude, always compare rates offered by various platforms and decide accordingly. Remember, while opting for convenience and quick service is understandable, a few extra steps can save you a significant amount in the long run. Make sure to ask about any fees before completing a transaction. Whether you're visiting Vietnam for business or leisure, I hope this guide aids in making your currency exchange process smoother. Welcome to the world where currency dances and values transforms - Vietnam!