How To Exchange Money In Japan

how to exchange money in japan


As the Guardian of money exchange, allow me to guide you on the art of exchanging money in Japan. This vast and culturally rich country offers varied options for visitors needing to convert their foreign currency to the local yen. Understanding the processes and options for money exchange can help you maximize your travel budgets and experience the beauty of Japan without financial worry.

Exchanging at The Airport

Airports are often the first places travelers think of when it comes to exchanging money. Upon touching down at any international airport in Japan such as Haneda, Narita or Kansai, you'll find currency exchange counters. Although convenient, especially for small sums, they often do not provide the best exchange rates and may charge service fees.

Withdrawing Money from ATMs

Japanese ATMs are widespread, located in convenience stores, shopping centers and post offices. They accept foreign cards and allow you to withdraw yen directly. These machines offer respectable exchange rates comparable to banks but bear in mind that your bank might charge you for international withdrawal.

Exchanging at Banks

Banks in Japan generally offer better rates than airports or hotels. Most large Japanese banks such as the Bank of Tokyo-Mitsubishi UFJ, Sumitomo Mitsui Banking Corporation, or Mizuho Bank have a foreign exchange counter. However, most banks in Japan operate on weekdays during regular office hours. Therefore, you need to plan your visit accordingly.

Using Credit and Debit Cards

As international travel has become more common, the use of credit and debit cards abroad has grown, and Japan is no exception. Card payments are accepted at most hotels, restaurants, and larger stores. Be aware, though, the foreign transaction fee your bank might impose on every purchase or withdrawal.

Exchange Money at Local Post Offices

Most post offices in Japan offer a foreign exchange service. They are widespread, reliable and offer better rates than airport counters. They also have extended working hours and are open on weekends, providing more flexibility to travelers.

Exchanging at Currency Exchange Bureaus

Currency exchange bureaus offer competitive rates and minimal fees, making them a popular choice for money exchange. They can be found throughout urban Japan. Some well-known bureaus include Travelex and Currency Exchange International.

Using Prepaid Travel Cards

Prepaid travel cards have become a popular means of carrying and spending money abroad, they can be loaded with funds before you leave and then used as a debit card. Many of these cards offer competitive exchange rates and may reduce or even waive foreign transaction fees.


Exchanging money in Japan is accessible and convenient with various options to suit different traveler's needs. From ATMs and banks to currency exchange bureaus and travel cards, each method has its own advantages and disadvantages. As a wise Guardian of money exchange, my advice is to carefully consider the best and most economical choice for your travel needs and habits.