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What is a Void Cheque and How to Obtain One from Scotiabank?

In the world of banking, a void cheque plays an integral role in setting up automatic payments or direct deposits . At first glance, a void cheque might appear like a normal cheque but there's a distinguishable difference – the word “VOID” is written across it, rendering it unusable for payments or deposits. This guide will walk you through the process of obtaining a void cheque from Scotiabank, one of Canada's leading banks, using their online banking platform, mobile app, and customer service.

Scotiabank Online Banking

Internet banking has made it extremely easy to handle the majority of your banking tasks, including obtaining a void cheque, right from the comfort of your home. Scotiabank’s online banking platform provides a straightforward method to get a void cheque.

• Log in to your online banking account from Scotiabank’s main website.
• Next, click on the 'Account Details' tab.
• Look for your account number – this is where void cheques are stored. Click on 'View and Print Void Cheque.’
• Finally, print the void cheque for your records or to provide to your employer or service provider.

Scotiabank Mobile App

Scotiabank's mobile banking app brings the convenience of banking right at your fingertips. Below are the steps to obtain a void cheque through the mobile app.

• First, download the Scotiabank mobile app from Google Play Store or Apple App Store, if you haven’t done so already.
• Launch the app and sign in to your account using your username and password.
• Select the 'Accounts' section located at the bottom of the app interface.
• Choose your account and click on 'Account Info.'
• Scroll down to 'Direct Deposits and Payments,' click on it, and you’ll see your void cheque.
• Lastly, capture a screenshot or print via your phone, depending on your specific need.

Scotiabank Customer Service

When the digital banking options aren't suitable or not preferred for individual reasons, Scotiabank’s customer service is readily available to guide you through the process of obtaining your void cheque.

• Contact Scotiabank customer service at their toll-free number.
• After navigating through the automated prompts, select the option to speak with a banking specialist.
• The representative might ask a series of security questions to verify your identity.
• Upon successful verification, request for a void cheque, and the representative will help you with the process. In most cases, the bank will mail the void cheque to your registered address.

In conclusion, a void cheque is a critical financial tool that simplifies the process of setting up automatic payments or direct deposits. Scotiabank provides three easy options to get a void cheque: online banking, mobile app, and customer service. Choose the method that suits your preferences and accessibility to take full advantage of this important banking service.