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How to Close Your Scotiabank Account: A Step-by-Step Guide

Deciding to close a bank account, be it due to bank fees or changing personal circumstances can be a crucial undertaking, especially when the institution in question is a big one like Scotiabank. This read will provide you with a comprehensive guide on how to close your Scotiabank account, offering three different options: via online banking, their mobile app, or via a call to customer service.

1. Online Banking

Scotiabank's online banking system provides an avenue to close your account. To do this, you need to follow these steps:

• Log into your account using your username and password.
• Once logged in, head to the "Account Management" section.
• Look for the option that says 'Close Account' and click on it.
• Follow the subsequent prompts. You'll be asked to confirm that you wish to close your account. Click 'Yes' to proceed.

Note: Make sure to transfer all your funds to another account before closing. If there's any balance remaining in your account at the time of closure, it might cause delays or complications.

2. Mobile App

With the increasing move towards mobile banking, closing your Scotiabank account using their mobile app is another viable option. Here are the steps to follow:

• Open the Scotiabank mobile app on your mobile device.
• Log in using your username and password.
• Select the 'More' option from the main menu.
• Select 'Manage Accounts', then select the account you wish to close.
• Scroll down and select 'Close Account.'
• Confirm your intention to close the account following the prompts.

3. Customer Service

If you're less tech-inclined or prefer a more personal touch, you can close your account by contacting Scotiabank's customer service. Here is how you go about it:

• Call Scotiabank's customer service line at 1-800-4SCOTIA.
• Once connected, let the representative know that you want to close your account.
• The representative will ask you some security questions to verify your identity, followed by your account information.
• Once your identity is confirmed, the representative will assist you with the account closure process.

Remember to ensure that you have zero balance in your account or have transferred all funds to another account prior to the closure.

In conclusion, there are multiple ways through which you can close your bank account with Scotiabank. Whether you prefer to do it online, through the mobile app, or with an interactive human touch by calling customer service, Scotiabank has got you covered. Make sure to choose the option that best suits your comfort and convenience!

References

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