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Understanding the 90-Day Premium Period in Scotiabank: A Comprehensive Guide

If you have questions about the 90-day premium period in Scotiabank, this comprehensive guide aims to ensure that you understand its implications. Depending on how you interact with Scotiabank, you can maintain your premium period via online banking, mobile apps, or by calling customer service.

What is the 90-Day Premium Period in Scotiabank?

Before diving into the various options for maintaining your premium period, it is imperative to understand the 90-day premium period at Scotiabank. The 90-day premium period refers to a quarter in which Scotiabank grants its customers, particularly those with term deposits, the privilege of earning higher interest rates. This promotion is tailored to reward those who keep their funds in their account for a minimum of 90 days. It is perfect for customers who have long-term saving goals and want to earn more from their investments.

Maintaining Your Premium Period Via Online Banking

Scotiabank's online banking platform provides a convenient and efficient way for customers to interact with their bank accounts. Here's how to maintain your 90-day premium period through online banking:

• Log in to your Scotiabank online banking account.
• Navigate to "Account Details" where you can view your term deposit account.
• Ensure that your account balance does not drop below the stipulated minimum within the 90-day premium period.
• If you want to deposit more money in your account, navigate to "Transfer Funds" and deposit into your term deposit account.

Using Scotiabank’s Mobile App to Maintain Your Premium Period

Scotiabank's mobile app also provides a way for customers to maintain their 90-day premium period. Follow these steps:

• Download the Scotiabank mobile app from Apple Store or Google Play Store.
• Log in to your account using your online banking credentials.
• On the app's dashboard, navigate to the "Accounts" section.
• Here, you'll be able to view and manage your term deposit account.
• Just like with online banking, ensure your balance does not dip below the specified minimum to maintain the premium period.
• You can also transfer funds to your term deposit account through the mobile app.

Contacting Scotiabank’s Customer Service to Maintain Your Premium Period

If you prefer direct interaction with bank personnel, you can maintain your 90-day premium period by contacting Scotiabank's customer service. Here's how:

• Call Scotiabank's customer service number, available on their official website.
• Provide your account information for account verification.
• Request assistance with maintaining your premium period.
• The customer service representative can guide you through the process or manage the process on your behalf.

In summary, Scotiabank's 90-day premium period is an excellent way for customers to earn higher returns on their term deposits. Whether you choose to maintain your premium period via online banking, mobile app, or direct interaction with customer service, Scotiabank offers a variety of channels to cater to your banking needs.