What Credit Bureau Does Tangerine Use
What Credit Bureau Does Tangerine Use: A Comprehensive Guide
When applying for any form of credit, whether that's a credit card, loan, or mortgage, financial institutions often rely on credit bureaus. They provide comprehensive credit reports and scores, painting a picture of an individual's creditworthiness. If you're a user of Tangerine's services, you may ponder the question, "What credit bureau does Tangerine use?" This guide will enlighten you on this matter and clarify how to easily access your credit information through Tangerine's online banking, mobile application, and a simple call to their customer service.
Unveiling Tangerine's Credit Bureau
Tangerine primarily uses TransUnion to obtain credit information for its clients. TransUnion is one of the leading credit bureaus in Canada and globally. They offer detailed credit reports and credit scores that assist Tangerine in making credit and loan approval decisions.
While Tangerine primarily leverages TransUnion reports, it's important to note that they, like other financial institutions, can also utilize the information from other credit bureaus, such as Equifax, to conduct thorough checks.
Accessing your Credit Information via Tangerine's Online Banking
Tangerine's online banking platform makes it easy for you to access your credit score. Follow the steps below:
- Login to your Tangerine online banking account.
- From the main navigation menu, select "My accounts".
- Then choose "Credit score" from the drop-down list.
- Next, stay on the credit score page that appears.
- From here, you can view your current credit score and historical data.
Using Tangerine Mobile App for Credit Information
Tangerine's mobile application has an intuitive and user-friendly interface, enabling you to access your credit score quickly and conveniently. Here's how:
- Open the Tangerine Mobile App on your smartphone or tablet.
- After logging in, tap on "My accounts".
- Swipe to find and select "Credit score".
- This will lead to your digital credit report where you can see your credit score and related details.
Contacting Tangerine's Customer Service for Credit Info
If you prefer speaking to a representative for more detailed information or have specific queries about your credit information, you can contact Tangerine's Customer Service:
- Dial Tangerine's customer service number - 1-888-826-4374.
- Follow the prompts to speak with a Tangerine representative.
- Ask for your credit score or any other data you need.
Now knowing what credit bureau Tangerine uses and how you can access this information, you're better equipped to manage and improve your creditworthiness. Always remember: a good credit score is your pass to financial freedom and enticing credit offers!