How To Increase Tangerine Credit Card Limit

how to increase tangerine credit card limit>

How to Increase Your Tangerine Credit Card Limit

Managing your finances effectively often means aligning your spending habits with your credit limit. There may be instances where you may need to raise your Tangerine credit card limit. Tangerine Bank, one of the best digital banks in Canada, gives you three user-friendly methods to accomplish this. You can do it through their online banking platform, mobile app, or by calling their customer service. Let's delve deeper into each of these methods.

Increasing Credit Limit Through Online Banking

Online banking is a straightforward choice for anybody who prefers to manage their finances from their desktop or laptop computer. To increase your credit limit through Tangerine's online banking:

  • First, log into your Tangerine online bank account.
  • Once inside the dashboard, navigate to the "My Accounts" tab which should show a list of all your active accounts.
  • Click on the credit card account where you wish to increase the limit.
  • Select the option to "Manage Credit Limit", which is usually located under the "More Actions" dropdown menu.
  • From this page, you can specify your desired credit limit and submit your request.
  • The bank will then review your request and approve it if you meet their creditworthiness criteria.

Opting for Mobile App

In this age of digital comfort, the Tangerine Mobile app provides a seamless and convenient way to manage your account, including increasing your credit card limit. To do this:

  • Start by downloading and signing in to the Tangerine Mobile app on your smartphone.
  • On the home screen, tap on the credit card account you want to manage.
  • Then, tap on the "More Actions" button, scroll down and select the "Manage Credit Limit" option.
  • Like the online process, you can now enter your desired credit card limit and submit your request.
  • The bank will then process your request and confirm its status once done.

Calling Tangerine Customer Service

If you're more comfortable talking to a representative and receiving personalized assistance, Tangerine's Customer Service team is ready to assist you with your request to increase your credit card limit. To do this:

  • Dial the Tangerine customer service number, 1-888-826-4374. Note that the service is operational 24/7.
  • Follow the automated prompts to reach the credit card department.
  • Once connected with a representative, you may need to verify your identity for security purposes.
  • Once verified, tell the representative that you wish to increase your credit card limit, and they will guide you through the process.

No matter which method you choose, remember that regardless of the credit limit increase option, your approval will be contingent on your credit history, current debt levels, and overall financial standing. Use this increased credit responsibly to bolster your financial journey and reach your financial goals.