Currency Mart provides real-time Canadian Dollar to Philippine Peso mid-market exchange rates updated every 5 minutes. Compare wholesale interbank rates directly against Canadian commercial bank spreads to verify the true cost before converting your money.
The CAD to PHP interbank exchange rate is the wholesale benchmark price with zero retail spread. Major Canadian retail banks add 3.2% to 5.5% markups on Philippine Pesos, while Currency Mart refreshes live quotes every 5 minutes and offers physical cash at competitive wholesale spreads of 0.8% to 1.5%.
Real-time benchmark conversions calculated at live interbank rates.
| CAD | PHP |
|---|---|
| $1 CAD | 43.93 PHP |
| $5 CAD | 219.63 PHP |
| $10 CAD | 439.26 PHP |
| $25 CAD | 1,098.15 PHP |
| $50 CAD | 2,196.30 PHP |
| $100 CAD | 4,392.60 PHP |
| $250 CAD | 10,981.50 PHP |
| $500 CAD | 21,963.00 PHP |
| $1,000 CAD | 43,926.00 PHP |
| $2,500 CAD | 109,815.00 PHP |
| $5,000 CAD | 219,630.00 PHP |
| PHP | CAD |
|---|---|
| 1 PHP | $0.02 CAD |
| 5 PHP | $0.11 CAD |
| 10 PHP | $0.23 CAD |
| 25 PHP | $0.57 CAD |
| 50 PHP | $1.14 CAD |
| 100 PHP | $2.28 CAD |
| 250 PHP | $5.70 CAD |
| 500 PHP | $11.40 CAD |
| 1,000 PHP | $22.80 CAD |
| 2,500 PHP | $57.00 CAD |
| 5,000 PHP | $114.00 CAD |
Transparent comparison showing how typical bank retail margins affect your net return.
| Provider | Rate Spread Type | Estimated PHP Received | Difference / Extra Cost |
|---|---|---|---|
| Currency Mart | Wholesale Spread (0.8% - 1.5%) | 43,398.89 PHP | Best Value (Baseline) |
| RBC Royal Bank | Retail Bank Spread (3.5% - 4.5%) | 42,168.96 PHP | -$35 to -$45 CAD |
| TD Canada Trust | Retail Bank Spread (3.5% - 4.5%) | 42,081.11 PHP | -$38 to -$48 CAD |
| Scotiabank | Retail Bank Spread (3.6% - 4.6%) | 42,037.18 PHP | -$40 to -$50 CAD |
| BMO Bank of Montreal | Retail Bank Spread (3.5% - 4.8%) | 41,949.33 PHP | -$42 to -$55 CAD |
Currency Mart is a federally registered Money Services Business with FINTRAC (MSB registration M19918731 / M11267433). We adhere strictly to Canadian financial regulations and AML verification standards.
Walk in to convenient retail locations in Toronto (Downtown Financial District and North York) and Winnipeg (Downtown Portage Ave and St. Vital) for immediate physical cash fulfillment.
Unlike retail bank branches and airport kiosks that tack on administrative handling charges, the rate displayed on our screen is the exact rate applied to your exchange.
Clear answers on rates, banking spreads, and physical banknote fulfillment in Canada.
Currency Mart updates CAD to PHP rates every 5 minutes during open global trading sessions.
Yes. Currency Mart branches in Toronto and Winnipeg stock authentic Philippine Peso banknotes for immediate purchase.
While remittance services focus on bank-to-bank or pickup transfers in the Philippines, Currency Mart provides physical travel cash in hand before your trip at competitive wholesale rates.
No. Currency Mart charges zero commission fees; the displayed rate is the exact rate you receive.