What Time Does Koho Direct Deposit

what time does koho direct deposit

What Time Does KOHO Direct Deposit Go Through: A Guide to Online Banking, Mobile App, and Customer Service

Modern banking offers a plethora of perks, and one of the marquee features is direct deposits. The anticipation and convenience associated with these transactions make them a part of our routine. This feature is readily available with KOHO, a leading digital financial institution in Canada. In this article, we'll guide you through when you can expect your KOHO direct deposits and how you can confirm your direct deposit with online banking, mobile app and by calling customer service.

Overview of KOHO Direct Deposits

Before delving into the specifics, let's briefly explain what direct deposit is. With this feature, you can get paid directly to your bank account without having to receive physical cheques. KOHO direct deposit is quick, safe, and environmentally friendly, without any fee. Moreover, one of the significant strengths of the KOHO direct deposit service is that funds generally arrive two days earlier than with traditional banks. The deposits are primarily processed between 12:00 and 3:00 AM EST, albeit with some variations.

Confirming Direct Deposits through Online Banking

With KOHO online banking, you can confirm your deposits in real-time. The online banking portal is comprehensive and user-friendly. To check your direct deposit status, log in to your account from a secure web browser. This will result in a clear, graphical interpretation of all your transactions. Here, you can locate the "Direct Deposits" section to review the status of your transactions. The exact time appears to vary as it depends on when your employer processes the payment.

Utilizing the KOHO Mobile App

The KOHO mobile app is another excellent resource for managing your direct deposits. Available on both iOS and Android platforms, it provides a seamless banking experience. Open the KOHO app and navigate to the "Account" section. This is where all deposit-related information is catalogued. It will display the deposit history along with the time of each direct deposit. Another bonus – you get real-time notifications on your smartphone each time a transaction is processed.

Contacting KOHO's Customer Service

Should you require more personalized assistance, KOHO’s customer service is available at your service. You can contact them through a dedicated phone line or via the chat feature on the KOHO app or website. Their service is available seven days a week, from 8:00 AM to 11:00 PM EST.


Whether you're getting your paycheck, government benefits, or other funds, knowing when and how to check your KOHO direct deposit is paramount. Having these options via online banking, the mobile app and customer service ensures that you're never in the dark and always in control of your finances.

Just remember, the convenience of the digital banking era is at your fingertips with KOHO, offering you freedom, security, and peace of mind.