How Long For Koho E Transfer Take

how long for koho e transfer take Understanding the Timing of Koho E-Transfer: A Comprehensive Guide

Want to understand how long it takes for a Koho E-transfer to go through? This article offers a comprehensive guide on the timing of Koho E-transfer via online banking, mobile app, and calls to customer service. We will explore each option exhaustively, detailing the steps involved and the time required.


Koho, as a leading digital banking service, offers Newfoundland and Labrador a user-friendly platform for various financial tasks, including e-transfers. While the process is relatively straightforward, the time it takes for a Koho E-transfer can vary, depending on the method you opt for. This article focuses on detailing these variations to give you crystal clear insight. Let's delve in!

Online Banking

The first option for making a Koho E-transfer is through their robust online banking platform. Navigating this platform is straightforward, even for first-time users.

  1. First, you need to log in to your online banking account.
  2. From there, choose the account you wish to transact from, then select "send money".
  3. Enter the recipient's details, choosing Koho E-transfer
  4. Confirm the details, both yours and the recipients, and complete the transaction.

Typically, a Koho E-transfer through online banking takes between 15 to 30 minutes. However, the actual time can extend up to an hour, depending on the server load and internet connectivity.

Mobile App

For those who prefer on-the-go transactions, Koho's mobile app is an ideal choice. It offers the same functionality as the online banking interface but with the convenience of a smartphone.

  1. Open the Koho app and sign in to your account.
  2. Select "send money", then choose the account to transact from.
  3. Enter the recipients' information, choosing Koho E-transfer.
  4. Review the details before finalizing the transfer.

Transfers through the mobile app are typically processed quicker, often within 10 to 20 minutes. However, the time can extend to 45 minutes in certain circumstances.

Call Customer Service

If you prefer human interaction or are facing issues with the online or mobile platforms, you can opt to make the e-transfer through Koho's customer service.

  1. Call Koho's customer service number.
  2. Get validated by providing the necessary identification information.
  3. Provide the e-transfer details to the representative assisting you.

Since this requires manual processing by a Koho customer service representative, it generally takes longer than the other methods. The entire process could take from 30 minutes to 1 hour, or even longer during peak hours.


Depending on your preference, convenience, and urgency, you can choose the most suitable means to make your Koho E-transfer. Remember that although these times are the average, the actual time could vary. With this guide, you can plan better and make your e-transfers in a timely and efficient manner.