What To Do When Your Credit Card Expires Rbc

what to do when your credit card expires rbc

What To Do When Your Credit Card Expires with RBC

If your Royal Bank of Canada (RBC) credit card has expired, you can renew it by using one of the methods mentioned below. It is crucial to update your card details and report any change to avoid inconvenience in your financial transactions. In this guide, we will discuss how you can renew your expired RBC credit card through online banking, RBC's mobile app, or by calling customer services.

1. Renew Your Expired RBC Credit Card through Online Banking

Online banking has made it incredibly convenient to handle many aspects of our financial lives, including renewing your expired RBC credit card. Here's the step-by-step guide to doing so.

  • First, visit the RBC online banking website and enter your username and password in the indicated fields to log into your account.
  • Once you've accessed your account, go to the 'My Accounts' tab.
  • Find the particular credit card that has expired and select 'Manage my cards'.
  • There should be an option for 'Renew Card'. Follow that link through the prompted steps, then confirm the action.

It’s crucial to note that once your request is processed, the new card should arrive at your provided mailing address within a few days. Upon receiving the new card, be sure to activate it using your online banking account.

2. Renew Your Expired RBC Credit Card via RBC's Mobile App

You can also renew your expired RBC credit card using RBC's mobile app. Known for its simplicity and user-friendly design, the app makes navigation and operation as easy as possible. To renew your card, follow these steps:

  • Download and install the RBC Mobile App from Apple’s App Store or Google’s Play Store.
  • Log into your account using your username and password.
  • Go to the 'Menu' and then select 'Accounts.'
  • Under 'Accounts,' select your expired credit card and then select 'Manage My Cards.'
  • Select 'Renew My Card' and follow the steps to complete the process.

You should receive the new card at your mailing address within a few working days, depending on your location. Upon receiving your card, be sure to activate it through the mobile app.

3. Renew Your Expired RBC Credit Card by Calling Customer Service

If you're not comfortable with online methods, or if you’re not able to access your account, you can renew your expired RBC credit card by calling customer services. You can reach RBC’s credit card services by calling the phone number that is printed on the back of your card. Here's how:

  • Call the customer care number and follow the automated phone system's prompts to connect with a customer service representative.
  • Provide the representative with your card number and verify your identity by answering the security questions.
  • Request the representative to renew your card and provide them with your current address to make sure your new card arrives safely.

Your new card should arrive within a few working days. Once you receive it, you will need to activate it by calling the activation line that you will find in the materials accompanying your new card.

Whether you use online banking, the mobile app, or phone customer service, RBC has a flexible and diverse array of options to choose from to renew your card. By taking action when your card is due to expire, you can ensure seamless usage of your RBC Credit Card.

Conclusion

Renewing your expired RBC credit card is a necessary step to ensure continuous service. With the vast range of options provided by RBC, you can easily and quickly renew your credit card either through online banking, the mobile app, or a simple phone call. Each process is streamlined to provide the highest level of convenience, minimizing disruption to your daily life.