Verified Google Reviews across Toronto Branches
Real customer feedback from our Downtown PATH and North York locations
Based on 117 Google Reviews
Super fast super efficient . Better rates than most of the other names in Toronto DT/ financial district. Location was a bit of a find, but the person over the phone was super responsive and helpful.
$3.75 fee for each currency. Not useful if you have small changes from overseas travel.
Great place to exchange currency! I’ve came here to exchange GBP, Brazilian rials, Chilean peso, Mexican peso etc, and I’ve been given great rates and great service every time!
Based on 81 Google Reviews
I visited this place to urgently exchange Canadian dollars for euros. It is located downstairs on the ground floor and the staff was very friendly. Processing time was very fast. I exchanged money in 1 minute? 2 minutes? and gave me a receipt and an envelope.
I had a great experience at this location, which can be found on the ground floor near the food court. The staff was both friendly and professional. I highly recommend this place if you need to exchange currency.
The rates are better than in the banks. The transaction was successful, though it took more than 10 minutes for the money to arrive in our bank account. (Which we were warned of in advance.)
Easy and quick service. Would def come again.
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Looking for the best currency exchange Toronto options? Currency Mart operates two full-service branches across the city: Downtown Toronto in the Richmond-Adelaide Centre PATH concourse (120 Adelaide St W, Suite R7) and North York in Yonge Sheppard Centre (4841 Yonge St, Suite 237D). Both locations stock physical banknotes for over 60 global currencies, charge zero commission or hidden fees, and offer rates better than major Canadian banks. Walk-in counter service is available up to seven days a week, with no bank account required.
Best Currency Exchange Toronto: Choose Your Branch
Toronto Downtown Branch
Financial District120 Adelaide St. W. Unit R7, Toronto, ON, M5H 1T1
Location: Richmond-Adelaide Centre (Concourse Level, Toronto PATH)
Transit Access: Direct underground PATH walk from St. Andrew, King, or Union Station. No outdoor walking required.
Phone: (647) 812-2286
Email: torontopath@currencymart.net
Hours of Operation:
Mon - Wed: 9:00am - 6:30pm
Thu - Fri: 9:00am - 7:00pm (Extended evening hours)
Saturday: 10:00am - 4:00pm
Sunday: Closed
Key Currencies in Stock: USD, EUR, GBP, JPY, CHF, MXN, AUD
View Downtown Rates & DirectionsToronto North York Branch
Open 7 Days4841 Yonge St. Unit 237D, North York, Toronto, ON, M2N 5X2
Location: Yonge Sheppard Centre (Concourse Level, near food court)
Transit Access: Direct indoor connection to Sheppard-Yonge TTC Subway Station (Lines 1 and 4). Heated underground mall parking.
Phone: (647) 812-2876
Email: yonge.sheppard@currencymart.net
Hours of Operation:
Mon - Fri: 9:30am - 6:00pm
Saturday: 10:00am - 4:00pm
Sunday: 11:00am - 3:00pm (Weekend walk-ins open)
Open 7 Days a week
Key Currencies in Stock: USD, EUR, GBP, CNY, JPY, PHP, INR, MXN
View North York Rates & DirectionsWhy Choose Currency Mart for Currency Exchange Toronto
Better Than Bank Rates
Big Canadian retail banks charge up to 5% markup on cash. Currency Mart offers tighter margins, saving you $20 to $50 on every $1,000 exchanged.
Cash in Stock Daily
No waiting 3 to 5 business days for branch currency orders. We keep over 60 global currencies physically on hand for immediate walk-in fulfillment.
Zero Hidden Fees
Zero commission fees and no service charges. The rate quoted on the screen or counter receipt is the exact price you pay.
FINTRAC Regulated
Operating since 2012 under federal Money Services Business license M11432814 with strict adherence to Canadian compliance standards.
Transparent Currency Exchange Toronto: Payment Methods and Verification
Both of our Toronto locations support practical payment solutions for retail travelers, business clients, and overseas investors:
- Cash Transactions: Direct physical cash exchange for Canadian Dollars and foreign bills.
- Interac Debit: Tap or chip payment using Canadian bank debit cards at the counter (subject to your bank's daily POS limit).
- Electronic Funds Transfer (EFT) and Wire: Available for corporate or high-value currency exchange orders directly between Canadian and foreign bank accounts.
Identification Guidelines: For retail transactions under $3,000 CAD, identity verification is generally not mandatory. For cash transactions of $3,000 CAD or higher, federal AML regulations require one piece of valid, government-issued photo identification (such as a Canadian driver's license or passport).
Currency Exchange Toronto - Frequently Asked Questions
Where can I find the best currency exchange Toronto locations?
Currency Mart operates two full-service branches in Toronto: Downtown Toronto inside the Richmond-Adelaide Centre PATH concourse at 120 Adelaide St W (Unit R7), and North York inside Yonge Sheppard Centre at 4841 Yonge St (Unit 237D). Both locations provide walk-in counter service with in-stock foreign cash, zero commission, and rates substantially better than retail banks and airport kiosks.
Can I get physical foreign cash the same day for currency exchange in Toronto?
Yes. Both Currency Mart Toronto branches maintain physical cash inventory for more than 60 global currencies, including US Dollars, Euros, British Pounds, Japanese Yen, Swiss Francs, and Mexican Pesos. Unlike major Canadian banks that routinely require three to five business days to order travel currency, you can walk in and receive your cash on the spot.
What payment methods do your Toronto currency exchange branches accept?
Both Toronto locations accept Canadian cash, Interac Debit, and Electronic Funds Transfer (EFT). For high-value transactions or pre-booked orders, bank drafts and direct wire transfers are also accepted. Credit cards are not accepted for retail cash exchange because card issuers treat foreign currency purchases as cash advances with immediate interest and surcharges.
What identification do I need for currency exchange in Toronto?
Currency Mart is a regulated Money Services Business registered with FINTRAC under registration number M11432814. Transactions under $3,000 CAD generally do not require identification. For transactions of $3,000 CAD or more, Canadian federal law requires one valid piece of original, unexpired government-issued photo identification, such as a Canadian driver's license or passport.
Are your currency exchange Toronto rates better than major Canadian banks?
Yes. Major Canadian commercial banks typically build a 3.5% to 5.5% margin into foreign cash retail rates, while airport exchange kiosks often charge markups of 8% to 12% plus service fees. Currency Mart prices with smaller spreads, saving customers approximately $20 to $50 per $1,000 exchanged. We charge zero hidden transaction fees.
Which Toronto branch is open on weekends?
Both Toronto branches are open on Saturday from 10:00am to 4:00pm. In addition, our North York branch at Yonge Sheppard Centre is open on Sunday from 11:00am to 3:00pm, offering full foreign currency service seven days a week. Downtown Toronto operates Monday through Friday with extended evening hours until 7:00pm on Thursdays and Fridays.