Exchanging USD/CAD at Home 24/7
Fund available As Soon As 24 Hours

USD CAD exchange only!

USD & CAD accounts required

Call for details 1-888-666-5977

Visit us in Person
4841 Yonge St. Unit 237D

Mon. - Wed. 9:30am - 6:00pm

Thu. - Fri. 9:30am - 7pm

Sat. 10am - 4pm

Sun. 11am - 3pm

Foreign Currency Cash Available

Click for details 

Currency Home Delivery
Deliver to you in 4 business days

Deliver by Canada Post

Deliver to Canadian address only

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Currency Exchange Whitby

Do you know our current exchange rate?

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47,000+ Customers

200,000+ Transactions

300 Million+ Exchanged



Since 2012

License: M11432814


Branch Information


Monday - Wednesday: 8:30 am - 6:30 pm

Thursday - Friday: 8:30 am - 7:00 pm

Saturday: 10:00 am - 3:30 pm

Sunday: Closed

torontopath@currencymart.net


Too Far from You?



Payments Accepted


Cash
Debit Card
E-transfer
Wire Transfer
Bill Payment (RBC,BMO & Credit Unions Only)

How We Pay Customers

Cash
E-transfer (CAD only)
CAD or USD cheque
CAD or USD wire transfer ($35/wire)
CAD or USD direct deposit (arrive next business day)

Parking Instruction

Parking is $3.50 for 30 minutes. Walk into a steel door beside pay station at P1 level, labeled as PATH. Walk straight through the Shearton Hotel and keep walking straight to Richmond-Adelaide Centre. We are on the other side of the food court, beside a handicap ramp.

Parking Entrance at 100 Queen St. W.

PATH Entrance inside Parking P1 Level

Walk Straight Through Shearton Hotel

Richmond-Adelaide Centre in PATH

Access Currency Mart

About 2 minutes walk. Walking into the building of 110 Adelaide St. W., take the escalator from the lobby down to Toronto PATH. Turn right at Rexalll drug store and walk stright to foot court. We are inside the food court, beside a handicap ramp.

About 1 minutes walk. Walking into the building of 120 Adelaide St. W., take the escalator behind the security desk down to Toronto PATH, we are 6 shops away on your right hand side, beside a handicap ramp.

About 1 minutes walk. Walking into the building of 130 Adelaide St. W., take the escalator from the lobby down to Toronto PATH. Turn left at Rexall drug store and walk stright to foot court. We are inside the food court, beside a handicap ramp.

About 1 minutes walk. Walking into the building of 85 Richmond St. W., take the escalator down to Toronto PATH, we are on the other side of the food court beside a handicap ramp.

About 1 minutes walk. Walking into the building of 111 Richmond St. W., take the escalator on your left hand side down to Toronto PATH, we are 6 shops away on your right hand side.

About 8 minutes walk. Walk out queen station from south bound platform, turn left walk into the Bay. Turn right in the Bay, and keep walking straight to Thompson building, keep walking straight to Shearton Centre, and turn left. We are 6 shops away on your right hand side.

About 4 minutes walk.

About 8 minutes walk.


Foreign Exchange Reference


Currency Exchange

Currency exchange is changing one currency to another for the purpose of travel, purchase or investment. According to a study of Bank for International Settlements, daily average was more than $6 trillion trading volume. Currency Mart acts as a counter-party to an off-exchange or an over-the-counter forex transaction of cash, financial instruments, futures contracts, options on futures contracts. Currency exchange is a decentralized market and operates 24 hours per day around the globe. London, New York and Tokyo are the three major currency exchange markets and followed by cities of Hong Kong and Singapore. Decentralized market means each currency exchange broker offers its own buy in and sell out exchange rates. The rates are determined based on the demand, inventory and supply of the particular dealer and also the interbank rates at that moment. That is why exchange rates at the same moment are similar, but different broker to broker.

Currency Exchange Market of Canada

Annually, about $600 billion Canadian dollars exchanged to other currencies, over 50% is changed to US dollar and Euro dollar is the second most wanted currency. RBC is the major player in Canadian foreign exchange market. With the other four major banks, banks count 90% of market transaction volume. In addition to banks, large corporations who deal with petroleum or grains conduct massive amount of foreign exchange transactions. Licensed brokers who serve retail clients and small businesses fill up the rest of market gap.

Currency Exchange Market of Toronto

The demand of currency exchange in Whitby is mainly from manufacturing activies, because most manufacturing business sell their products to United States and get paid by us dollars. In addition, purchasing property, vehicle, pay tutition and travel expense are supplements of the currency exchange market in Toronto. In fact, the amount of exchanging USD to CAD is much more than exchanging CAD to USD.

Currency Exchange Market of Whitby Area

Currency exchange in Whitby area is lack of competiton, since most foreign exchange dealers are in Toronto downtow or Yonge St. area.

Currency Exchange Rate

Exchange rate is updated every 5 minutes, 24 hours a day, 7 days per week. Each exchange rate comes with 2 expressions, which express the same rate in 2 different ways. Each expression is 4 digits accuracy.

USD CAD

USD CAD exchange is the most important trading currency pair in Canada. The particular currency pair can count up to 50% of transaction volumn for a Canadian currency exchange broker. For some province, the precentage is even higher. Currency Mart as a currency exchange dealer, we always keep USD currency in stock for customers demand.

Currency Exchange Whitby - FAQ

Going to Toronto downtown will get you the best rate compare to Whitby area.

Whitby is lack of major foreign exchange dealers and it only about 40 minutes away from Toronto downtown, which most Canadian foreign exchange dealers located.

All local banks can exchange your USD to CAD, but those banks only deal with customers who have bank accounts with them.

Foreign exchange dealers can do it for you and rate is usually better than banks.

Payday loan businesses do currency exchange too, but rates are terriable.

In general, HSBC offers the best currency exchange rates amoung all other banks. Also, credit unions offer exchange rates better than banks.

We do not accept foreign coins.

As for Canadian coins, we only accept the following amounts for the following denominations:

  • Fifty dollars ($50), or the equivalent of one roll of two dollar ($2.00) coins
  • Twenty-five dollars ($25), or the equivalent of one roll of one dollar ($1.00) coins
  • Ten dollars ($10), or the equivalent of one roll of twenty-five cent ($0.25) coins
  • Five dollars ($5), or the equivalent of one roll of ten cent ($0.10) coins
  • Two dollars ($2.00), or the equivalent of one roll of five cent ($0.05) coins

We reserve the right to use our discretion for accepting Canadian coin, as outlined by the Currency Act under “Legal Tender: section 8, subsection (2)”

We provide the currency exchange service for the following areas of Whitby.

  • New Toronto

  • Mimico

  • Islington

  • New Toronto

  • The Kingsway

  • Humber Valley Village

  • Richview

  • The Queensway

  • Islington City Center West

  • Eatonville

  • Markland Wood

Historical Forex News

CAD firms modestly on generally weaker USD – Scotiabank

The Canadian Dollar (CAD) is drifting a little higher after finding some support following yesterday's test through the low 1.38s, Scotiabank's Chief FX Strategists Shaun Osborne and Eric Theoret note.FX Street2025-08-06

U.S. Dollar Pulls Back From Session Highs As ISM Services PMI Misses Estimates: Analysis For EUR/USD, GBP/USD, USD/CAD, USD/JPY

The disappointing ISM Services PMI report put pressure on the American currency.FXEmpire2025-08-05

U.S. Dollar Attempts To Rebound After Sell-Off: Analysis For EUR/USD, GBP/USD, USD/CAD, USD/JPY

U.S. dollar gains some ground as forex traders buy the dip.FXEmpire2025-08-04

USDCAD technical analysis: Sellers lean against resistance. Pushes lower.

The USDCAD surged to fresh highs following President Trump's announcement of a sweeping 35% tariff on Canadian imports—among the most aggressive trade measures for major countries. That news initially triggered heavy CAD selling.Forex Live2025-08-04

USD/CAD remains pinned below 1.3800 with hopes of Fed cuts limiting upside attempts

The Canadian Dollar keeps most of the ground it gained on Friday as the US Dollar Index fell about 0.8% as US employment data revealed that job growth increased much less than expected, and data from previous months was revised sharply lower. July's US Nonfarm Payrolls report crushed the view of a resilient US economy that served as one of the main fundamental supports for the Fed's “patience” rhetoric and boosted investors' expectations of monetary easing in the coming months.FX Street2025-08-04

GBP/CAD faces dual event risk of BoE and Canadian job

GBP/CAD could see heightened volatility this week as two key events take center stage: BoE rate decision on Thursday and Canadian employment data on Friday.Action Forex2025-08-04

USD/CAD holds below 1.3800 as weaker US job data fuels Fed rate cut expectations

The USD/CAD pair trades on a softer note around 1.3780 during the early European trading hours on Monday. The Greenback edges lower against the Canadian Dollar (CAD) due to the weaker-than-expected US July job data.FX Street2025-08-04

Pound to Canadian Dollar Forecast: GBP/CAD Eyes PMI Data After GDP Flatlines

Looking ahead to Friday, the Pound to Canadian Dollar (GBP/CAD) exchange rate is likely to be driven by the latest manufacturing PMI figures from both the UK and Canada. The UK's final July PMI is expected to rise modestly from 47.7 to 48.2.ExchangeRates2025-08-01

U.S. Dollar Dives As Non Farm Payrolls Miss Estimates: Analysis For EUR/USD, GBP/USD, USD/CAD, USD/JPY

Major revisions of previous reports put significant pressure on the American currency.FXEmpire2025-08-01

US Canadian Dollar Forecast: Trade Risks Underappreciated, USD/CAD Target 1.40

The Canadian dollar has come under further pressure after the latest US Administration tariff moves with the USD/CAD exchange rate hitting 2-month highs at 1.3875. Foreign exchange analysts at ING Bank consider that markets are underestimating risks to the Canadian economy and expect USD/CAD to strengthen further to 1.40 in the short.ExchangeRates2025-08-01

USD/CAD Rises to 2-Month High

Today, the USD/CAD exchange rate briefly exceeded the 1.3870 mark – the highest level seen this summer. In less than ten days, the US dollar has strengthened by over 2% against the Canadian dollar.Action Forex2025-08-01

U.S. Dollar Gains Ground As PCE Price Index Exceeds Estimates: Analysis For EUR/USD, GBP/USD, USD/CAD, USD/JPY

U.S. Dollar Index made an attempt to settle above the psychologically important 100.00 level.FXEmpire2025-07-31

U.S. Dollar Rallies Ahead Of Fed Decision: Analysis For EUR/USD, GBP/USD, USD/CAD, USD/JPY

Strong GDP data provided significant support to the American currency.FXEmpire2025-07-30

U.S. Dollar Tests Multi-Week Highs: Analysis For EUR/USD, GBP/USD, USD/CAD, USD/JPY

U.S. Dollar Index is trying to settle above the 99.00 level as demand for the American currency stays strong.FXEmpire2025-07-29

USD/CAD jumps to near 1.3750, investors await Fed's and BoC's monetary policy outcome

The USD/CAD pair extends its winning streak for the fourth trading day on Tuesday, rising to near 1.3755. The Loonie pair strengthens as the US Dollar (USD) continues to outperform its peers, following the announcement of the tariff deal between the United States (US) and the European Union (EU) over the weekend.FX Street2025-07-29

Pound Canadian Dollar Exchange Rate Forecast: GBP Dented as UK Data Misses Predictions

Looking ahead to this week, the Pound Canadian Dollar exchange rate (GBP/CAD) will likely be driven by the release of the Bank of Canada's (BoC) upcoming interest rate meeting. Scheduled for Wednesday, the central bank is widely expected to leave interest rates on hold this month, which could offer CAD some modest support.ExchangeRates2025-07-28

EURCAD Analysis: Bullish Sequence Extends From Blue Box

Hello traders. Here is another blue box blog post.Action Forex2025-07-25

U.S. Dollar Gains Ground As Rebound Continues: Analysis For EUR/USD, GBP/USD, USD/CAD, USD/JPY

The American currency moved higher as Durable Goods Orders exceeded analyst estimates.FXEmpire2025-07-25

USD/CAD rallies to 1.3680 as the market focuses on a hawkish Fed

The US Dollar is rallying for the second day in a row against a weaker Canadian Dollar. The strong US business activity and Jobless claims figures have given further reasons to the Fed to keep rates on hold next week, which has sent US Yields and the US Dollar higher.FX Street2025-07-25

USD/CAD remains depressed near 1.3600 ahead of US PMI, Jobless Claims data

USD/CAD remains depressed near 1.3600 ahead of US PMI, Jobless Claims dataFX Street2025-07-24

U.S. Dollar Gains Ground As Composite PMI Beats Estimates: Analysis For EUR/USD, GBP/USD, USD/CAD, USD/JPY

The better-than-expected Composite PMI report provided support to the American currency.FXEmpire2025-07-24

Pound to Canadian Dollar Exchange Rate Forecast: GBP Muted despite Disappointing UK Services PMI

Looking ahead to Friday's session, the Pound Canadian Dollar exchange rate (GBP/CAD) will likely be driven by the publication of the UK's own retail sales index. June's index is expected to rebound, forecast to rise from a previous reading of -2.7% up to 1.2%.ExchangeRates2025-07-24

USD/CAD returns below 1.3600, with YTD lows, at 1.3540 coming into view

The US Dollar extends its decline for the fourth consecutive day, with the Canadian Dollar supported by a brighter market mood, as the trade deal between the US and Japan provided some certainty about the outlook of global trade and boosted hopes of more such deals. USD/CAD has extended its downtrend to levels below 1.3600.FX Street2025-07-23

USD/CAD edges higher as US-Japan trade deal offers support to US Dollar

USD/CAD is trading slightly higher on Wednesday, hovering just above the 1.3600 level, as a US-Japan trade agreement offers the Greenback some short-term relief.FX Street2025-07-23

CAD extends gains on soft USD – Scotiabank

The Canadian Dollar (CAD) is trading a little firmer in overnight trade, extending progress made yesterday amid a broader slide in the US Dollar (USD) to push under 1.36, Scotiabank's Chief FX Strategists Shaun Osborne and Eric Theoret report.FX Street2025-07-23

U.S. Dollar Stabilizes As Traders Focus On Trade Deals: Analysis For EUR/USD, GBP/USD, USD/CAD, USD/JPY

Forex traders wait for the potential trade deal between the U.S. and the EU as August 1 deadline looms.FXEmpire2025-07-23