Save You Hundreds by Exchange Currencies at Winnipeg Downtown

15 Minutes Only via Bus

Exchanging USD/CAD at Home 24/7
Fund available As Soon As 24 Hours

USD CAD exchange only!

USD & CAD accounts required

Call for details 1-888-666-5977

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240 Graham Ave. 2nd Floor, Suite 290

Mon. - Fri. 9:00am - 4:00pm

Sat. & Sun. Close

Foreign Currency Cash Available

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Currency Exchange Winnipeg

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47,000+ Customers

200,000+ Transactions

300 Million+ Exchanged

Since 2012

License: M11432814

Branch Information


Monday - Friday: 9:00 am - 4:00 pm


Saturday & Sunday: Closed

Too Far from You?

Travel to Toronto?

Payments Accepted

Debit Card
Wire Transfer
Bill Payment (RBC,BMO & Credit Unions Only)

How We Pay Customers

E-transfer (CAD only)
CAD or USD cheque
CAD or USD wire transfer ($35/wire)
CAD or USD direct deposit (arrive next business day)

Walking & Driving Directions

The Tim Hortons at the corner of Fort St. and Graham Ave. has a hallway which is connect to the lobby of the building, then take the stairs to the second floor. We are 2 stores to your left.


Currency Exchange

Currency exchange is changing one currency to another for the purpose of travel, purchase or investment. According to a study of Bank for International Settlements, daily average was more than $6 trillion trading volume. Currency Mart acts as a counter-party to an off-exchange or an over-the-counter forex transaction of cash, financial instruments, futures contracts, options on futures contracts. Currency exchange is a decentralized market and operates 24 hours per day around the globe. London, New York and Tokyo are the three major currency exchange markets and followed by cities of Hong Kong and Singapore. Decentralized market means each currency exchange broker offers its own buy in and sell out exchange rates. The rates are determined based on the demand, inventory and supply of the particular dealer and also the interbank rates at that moment. That is why exchange rates at the same moment are similar, but different broker to broker.

Canadian Currency Exchange Market

Annually, about $600 billion Canadian dollars exchanged to other currencies, over 50% is changed to US dollar and Euro dollar is the second most wanted currency. RBC is the major player in Canadian foreign exchange market. With the other four major banks, banks count 90% of market transaction volume. In addition to banks, large corporations who deal with petroleum or grains conduct massive amount of foreign exchange transactions. Licensed brokers who serve retail clients and small businesses fill up the rest of market gap.

Winnipeg Currency Exchange Market

The demand of currency exchange in Winnipeg is mainly from agricultural actives, because most farmers sell their grains to United States and get payment by us dollars. In addition, purchasing property, vehicle, pay tuition and travel expense are supplements of the currency exchange market in Winnipeg. In fact, the amount of exchanging USD to CAD is much more than exchanging CAD to USD.

Exchange Rate

Exchange rate is updated every 5 minutes, 24 hours a day, 7 days per week. Each exchange rate comes with 2 expressions, which express the same rate in 2 different ways. Each expression is 4 digits accuracy.


USD CAD exchange is the most important trading currency pair in Canada. The particular currency pair can count up to 50% of transaction volume for a Canadian currency exchange broker. For some province, the percentage is even higher. Currency Mart as a currency exchange dealer, we always keep USD currency in stock for customers demand.

Currency Exchange Winnipeg - FAQ

When you're traveling to a foreign country, exchanging your currency is a necessary task that you need to do to ensure you have money to spend. However, where you exchange your money can make a big difference in terms of the exchange rates, fees, and convenience. One common option that many travelers consider is exchanging currency at the airport. In this article, we'll explore the pros and cons of exchanging currency at the airport and whether it's a good idea.

Pros of Currency Exchange at the Airport


One of the biggest advantages of exchanging currency at the airport is convenience. When you arrive at the airport, you don't need to go out of your way to find a currency exchange office. Instead, you can easily locate one inside the terminal, often in the arrivals area. This can be especially useful if you're arriving late at night or early in the morning when other currency exchange options may be closed.

Immediate Access to Cash

Another benefit of exchanging currency at the airport is that you can get immediate access to cash. This can be useful if you need to pay for a taxi or other expenses right away. You won't need to wait until you find another currency exchange office or ATM to withdraw cash.


When you exchange currency at the airport, you're likely to be dealing with a reputable company that you're familiar with, such as Travelex or American Express. This can give you peace of mind that you're not being scammed or dealing with an unreliable company.

Cons of Currency Exchange at the Airport

Poor Exchange Rates

One of the main drawbacks of exchanging currency at the airport is that the exchange rates are often poor. Airport currency exchange offices know that travelers are in a rush and may not have time to shop around for the best rates. As a result, they may offer unfavorable rates that are significantly lower than the rates offered by banks or other currency exchange providers.

High Fees and Commissions

In addition to poor exchange rates, airport currency exchange offices may also charge high fees and commissions. This can eat into the amount of money you receive when you exchange your currency. For example, some airport currency exchange offices may charge a flat fee or a percentage of the transaction amount. These fees can quickly add up, especially if you're exchanging a large amount of money.

Limited Currency Options

Another disadvantage of exchanging currency at the airport is that the currency options may be limited. While you'll likely be able to exchange major currencies such as US dollars or euros, you may not be able to exchange less common currencies or currencies from smaller countries. This can be a problem if you're traveling to a country with a less common currency, as you may not be able to exchange your money at the airport.

Alternatives to Currency Exchange at the Airport


One alternative to exchanging currency at the airport is to use a bank. Many banks offer currency exchange services, and their exchange rates are often better than those offered at the airport. You may also be able to avoid fees if you have a bank account with the same bank or if you're a member of a credit union.

Local Currency Exchange Providers

Another option is to use local currency exchange providers. These can include exchange offices, money changers, or even small businesses that offer currency exchange services. These providers may offer better exchange rates and lower fees than airport currency exchange offices. However, it's important to do your research and ensure that you're dealing with a reputable provider.

Credit and Debit Cards

Finally, you can use credit and debit cards to withdraw cash or make purchases while traveling.

The amount of money that you can save by not exchanging currency at the airport can vary depending on several factors, such as the amount of money you're exchanging, the currency you're exchanging, and the exchange rates offered by the airport currency exchange office versus other providers. However, as a general rule, you can save between 5% and 15% by not exchanging currency at the airport.

For example, let's say you're traveling from the United States to Europe and you need to exchange $1,000 US dollars for euros. At the airport currency exchange office, you may receive an exchange rate of 0.85 euros per US dollar, meaning you'll receive 850 euros for your $1,000. However, if you use a bank or specialized currency exchange provider, you may be able to receive an exchange rate of 0.89 euros per US dollar, meaning you'll receive 890 euros for your $1,000. This is a difference of 40 euros, or approximately 4.7%.

While 4.7% may not seem like a lot, it can add up if you're exchanging larger amounts of money or traveling frequently. For example, if you're exchanging $5,000, you could save approximately $235 by not using the airport currency exchange office. Furthermore, if you travel frequently and exchange currency multiple times per year, these savings can add up significantly over time.

It's worth noting that the exact amount of money you can save by not exchanging currency at the airport will depend on several factors, including the exchange rates and fees charged by different providers. Therefore, it's always a good idea to compare exchange rates and fees across different providers before making a decision on where to exchange your currency.

Exchanging currency at the airport can be expensive for several reasons:

  • High overhead costs: Airport currency exchange offices often have high overhead costs due to the cost of renting space at the airport and the need to maintain a physical storefront. These costs are often passed on to customers in the form of higher exchange rates and fees.
  • Limited competition: Airport currency exchange offices may have limited competition, as travelers are often in a hurry and may not have time to shop around for the best rates. This lack of competition can allow airport currency exchange offices to charge higher fees and offer lower exchange rates.
  • Demand-driven pricing: The demand for currency exchange services at the airport is often high, especially during peak travel times. This high demand can allow airport currency exchange offices to charge higher fees and offer lower exchange rates, as travelers may be willing to pay more for the convenience of exchanging currency at the airport.
  • Transaction costs: Exchanging currency involves transaction costs, such as the cost of transporting and handling physical currency. These costs can be higher for airport currency exchange offices due to their location and the need to comply with airport regulations.
  • Risk and volatility: Currency exchange rates can be volatile and subject to market fluctuations. Airport currency exchange offices may factor in a risk premium to protect themselves against losses due to changes in exchange rates.

Overall, exchanging currency at the airport can be more expensive than exchanging currency at other locations due to the factors mentioned above. However, travelers may be willing to pay a premium for the convenience of exchanging currency at the airport, especially if they only need to exchange a small amount of money or if they need immediate access to cash upon arrival.