Customers need to have a usd account in Canada
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There are 3 ways you can purchase United States dollars online
Pending on your payment method, purchased US dollars transaction takes 1 - 2 days to complete.
If you are a RBC or BMO customer, you can transfer Canadian dollars to 1 of our bank account at RBC or BMO. We can receive the payment immidately and transfer the purchased US dollars to your account at RBC or BMO right the way.
No matter which bank do you use. You can pay Canadian dollars to us by email transfer. Usually email transfer takes about 1 hour to reach our account. Upon received your payment, there are 2 options to pay US dollars to your bank account.
With your permission, we can withdraw a specific amount of Canadian dollar out of your account. This preauthorized debit action is same as you preauthorized utility companies to withdraw money from your bank account to pay your utility bills.
Upon recieve your payment on the next business day, we will pay US dollars to your bank account in any fincial institutions in Canada. The US payment takes 1 business day to reach to your account.
From the trade point of view, there is no limit on how much US dollars you can buy online. However, there are a few restrictions on payment processing point of view.
Most customers have a limit on how much they can pay by email transfer per day. Usually, the limit is $3000 Canadian dollar daily.
For customers who would like to pay by interac online, there is a daily limit of $500 to $3000. If you phone your bank, the call centre agent can boost the limit up to $10,000 per day.
EFT stands for electrical fund transfer. There is no limit on this payment method.
We are a Canadian federal government registered and regulated business, our license no. is M11432814.
We conduct currency exchange since 2009 and we have 4 retail locations across Canada.
We list our establishment on Yelp, Google and BBB review platforms. We have no complaints to missin any payments.
In general, we applied a better exchange rate for our online exchang platform than our physical retail locations. There are a few reasons.
Our online currency exchange platform can assist customers 24/7. Our online chat agents and call centre agents are all working more hours than our retail shops to help customers.