How to Write a Cheque with BMO: Online Banking, Mobile App, and Customer Service Options

Whether you need to write a cheque for a business, personal use, or various transactions, Bank of Montreal (BMO) provides seamless options to make this easy and hassle-free. Offering three primary options—online banking, mobile app, and customer service help—BMO ensures customers have the flexibility in cheque issuance. Here's how you can issue a cheque using these methods.

Option 1: Using BMO Online Banking

BMO's online banking platform is a convenient and secure way to write a cheque. The bank has a robust and user-friendly online banking system which requires only a few steps:

• Log into your Online Banking account using your BMO User ID and password.
• Once logged in, navigate to the "Payment & Transfer" tab.
• Select the account from which funds should be drawn.
• Enter recipient’s name, amount, and the date.
• For clearer transaction records, you might want to fill in the memo line with reasons for the cheque.
• Click on "Continue" and then "Confirm" to validate the cheque transaction.

Once done, BMO will mail the cheque to your recipient, or make it available for you to print, based on choice provided.

Option 2: Using the BMO Mobile App

If you prefer mobile banking, BMO's mobile app encompasses all features found in online banking and provides the same security. Writing a cheque is easy and convenient using the mobile app:

• Download the BMO Mobile Banking app and log in using your BMO User ID and password.
• In the dashboard, tap on the "More" option located at the bottom right corner.
• Now tap on "Payments & Transfers", then “Write a Cheque.”
• Select your funding account, recipient, and fill in the amount and date.
• Optionally add a memo for reference.
• Tap on "Next," review your details, and then tap on "Confirm".

This will then initiate the process for BMO to mail the cheque to the recipient or make it printable, exactly as in the online option.

Option 3: Calling BMO Customer Service

If you prefer not to use digital avenues, you can call BMO Customer Service to write a cheque. The process is easy:

• Call the BMO toll-free number at 1-877-225-5266.
• Choose your language preference, then select the option for "Banking Enquiries".
• After the system prompts, select "More Options".
• You'll be connected to a BMO Customer Service representative whom you can instruct to write a cheque.

While this option comes with the guarantee of speaking with a human, please be prepared for potential wait times during peak hours.

In conclusion, no matter which method you choose, writing a cheque with BMO has never been easier. Remember, always ensure you have enough balance to cover the cheque amount, and keep your personal information secure when conducting these transactions. Enjoy safe, convenient banking with BMO!