Introduction

Finding your BMO transit number can seem like a daunting task, but with the right resources, it can be quite easy. The Bank of Montreal (BMO) uses transit numbers to identify specific branches within its vast network. Whether you need it for direct deposit, electronic funds transfer, or any other inter-bank transactions, this guide will teach you how to locate your BMO transit number in three different ways: online banking, the mobile app, and calling customer service.

Finding Your BMO Transit Number via Online Banking

Online banking is a fast and convenient way to find your BMO transit number right from the comfort of your home or office. Here’s how you can locate it:

• First, log in to your BMO online banking account. If you've not set it up, you'll need your debit or credit card number and online password.
• Once logged in, navigate to the 'My Accounts' section and select the account you want to find the transit number for.
• Here, you should see a series of numbers labeled 'Transit Number'. This 5-digit number is your BMO transit number.

Remember, each branch has a different transit number, so if you have multiple accounts at different branches, they may all have different transit numbers.

Finding Your BMO Transit Number via Mobile App

In addition to online banking, the BMO mobile app is another resource you can utilize to locate your transit number. Here are the steps to do this:

• Download and install the BMO mobile app from the Apple App Store or Google Play Store if you haven’t done so already.
• Login to your account using your online banking credentials.
• Once you’re logged in, select the account for which you need the transit number.
• Your account details, including the transit number, will be displayed on the screen.

The mobile app can be handy because it allows you to quickly check your transit number on the go, wherever you are.

Finding Your BMO Transit Number by Calling Customer Service

If you still can't find your BMO transit number or you're having trouble with online or mobile banking, you can always call BMO’s customer service for help. The process is simple:

• Start by dialing BMO's toll-free customer service number, 1-800-363-9992. If you're calling from outside Canada or the US, the international number is 1 (514) 881-3845.
• When you reach a representative, they may ask you for certain information to verify your identity. Once your identity is confirmed, let them know that you need your transit number.

BMO customer service representatives are usually very helpful and can guide you through the process step-by-step to get the information you need.

Conclusion

Finding your BMO transit number doesn't have to be a frustrating process. Whether you choose to find it online, with the mobile app, or by speaking directly with customer service, remember that BMO's resources are designed with convenience in mind. Once you have your transit number, make sure to keep it in a safe place for future reference.