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How to Get a Void Cheque on the BMO App: Complete Guide

In this modern digital era, banking is no longer limited to physical interactions, visits to brick-and-mortar branches, or even desktop-based online banking. With mobile banking apps, all your banking needs, including requesting a void cheque, are right at your fingertips. In this respect, the Bank of Montreal (BMO) has kept up with the times and provides easy-to-navigate methods to request a void cheque on its mobile app. Let's discover how to do this and discuss alternative methods.

Void Cheques: An Overview

Before jumping into the process, it's crucial to understand the essence and necessity of a void cheque. A void cheque is one from your chequebook that contains the words "VOID" written across it, which means it can't be filled out or used to make a payment. They are typically required to set up an automatic payment or direct deposit, such as payroll deposit by employers or setting up recurring subscription payment.

Online Banking

Once you understand what a void cheque is and why they're necessary, let's explore how to acquire one via BMO's online banking system.

• Head to BMO's online banking website and log in using your details.
• Choose 'My Accounts' and select the account from which you require a void cheque.
• Choose 'View and manage account details' and then 'Void cheque details.' By doing so, you'll be able to see all the details present on your void cheque.
• Right click on the page and print it. This should suffice as your void cheque.

Using the BMO Mobile App

However, there may be times when you are on the go and need immediate access to a void cheque but don’t have access to a computer. Fear not, BMO's mobile app is equipped to help you out. Here's how:

• Download the BMO mobile application from either Google Play Store or Apple’s App Store.
• Open the app and login to your account.
• Select the ‘More’ button at the bottom right corner of your screen.
• Under the 'Banking Services' menu, you'll see 'Direct Deposit Info/Void Cheque.' Click on it.
• Select the appropriate account for your void cheque, and all related information will appear on your screen.
• Click on the share icon at the top right of your screen and follow the instructions to save or share the image.

Contact BMO Customer Service

If you are not comfortable using the online or mobile channels, don’t worry. BMO's dedicated customer service team is just a phone call away to assist you. To request a void cheque:

• Contact BMO's Customer Service at 1-877-225-5266.
• Before you call, ensure you have your banking details handy for verification purposes.
• State your requirements clearly to the representative, who will guide you through the process.

To conclude, technological advancements, including the rise of mobile banking apps, have made it easier than ever to conduct banking operations, including obtaining a void cheque, from wherever we are and at any time. With BMO’s multiple channels, the process of obtaining a void cheque has become simple and hassle-free.

Note: It's advisable to ensure the intended recipient will accept an online or mobile-generated void cheque before using these methods.