Redeeming Cashback in BMO: An Informative Guide

Bank of Montreal (BMO) has been serving its customers for many years and continues to expand its rewards program to offer more benefits to its customers. One notable feature is the ability to redeem cashback points. This article outlines ways to redeem your cashback points using online banking, the mobile application, and the customer service phone number. Let's delve into this guide to enjoy the full benefits of your BMO credit card.

Redeeming Cashback through BMO's Online Banking

One convenient medium for redeeming BMO cashback points is through online banking. This approach is direct and instant, allowing customers to conveniently redeem their points from anywhere at any time.

1. Visit the official BMO website and log in with your username and password.
2. Upon landing on your online account's dashboard, click on the "Offers and Rewards" tab.
3. Opt for "Redeem Rewards," which leads you to the rewards section of the site. Here, you will find distinct options for cashback redemption.
4. Select the "Cashback" option, which then details the total cashback balance and a redeem button.
5. Once you click "Redeem Now," a dialog box will appear, asking you to confirm the action. Click "Yes" to finalize redemption.

This option allows you to instantly purchase anything on the BMO online portal using your cashback points without the need for physical cash.

Redeeming Cashback through BMO's Mobile App

If you like doing things on the go, the BMO mobile app is perfect for you. In this method, you need a smartphone with a stable Internet connection. Here are the steps you need to follow:

1. Access your BMO app on your smartphone and input your user credentials to log in.
2. Under the “Banking” tab, look for the “Rewards” option.
3. Click on “Redeem Rewards,” then select the "Cashback" option.
4. The app will then display the amount of cashback available for redemption. Click on this, then click the "Redeem Now" button.
5. A popup box will appear confirming your request. Tap "Yes" to confirm.

This method allows you to utilize your cashback points to purchase items or services anytime, anywhere.

Redeeming Cashback by Calling BMO's Customer Service

For those who prefer human interaction or aren't tech-savvy, talking to a customer service representative could be the best option. This option involves calling the bank’s toll-free number and following these steps:

1. Call BMO's customer service line at 1-800-363-9992.
2. Choose the available options to connect to the rewards program department.
3. Provide the customer representative with your BMO credit card number and other identification details to verify your account.
4. Request to redeem your cashback, and they will guide you through the process.

All three methods mentioned above are secure and reliable. However, each one may be best suited depending on personal preferences.

Conclusion

Redeeming your cashback rewards with BMO is a seamless process that can be done from the comfort of your home. Whether you find it best to connect through online banking, the mobile app, or even over the phone, BMO has made this process as straightforward as possible to reward and appreciate its loyal clients.

Do not let your cashback go to waste, redeem them to enjoy the benefits that come with your BMO card. Happy banking!