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How to Check Your BMO Credit Score: A Comprehensive Guide

Are you a Bank of Montreal (BMO) customer interested in knowing your credit score? Keeping tabs on your credit score is a necessary financial health habit. It gives you insight into your creditworthiness, a factor essential in any borrowing scenario. BMO has made it easy to access this important number via their online banking platform, mobile app, and customer service. Below is an in-depth guide on how you can check your credit score using these options.

Option 1: via BMO Online Banking

BMO’s online banking provides an easy-to-use platform where customers can access numerous services including checking their credit score. To utilize this feature, follow the outlined steps :

1. Navigate to your BMO online banking page.
2. Enter your card number and password to log in.
3. In the main menu, click on 'View your Credit Score'.
4. Your credit score will be displayed on the next screen. Remember that your score gets updated periodically, usually once a month.

Option 2: via BMO Mobile App

The BMO Mobile app is a convenient handheld tool providing a host of services, including viewing your credit score. The app is available for download on iOS and Android platforms and boasts a user-friendly interface. Here's how to check your credit score using the mobile app:

1. Download and install the BMO Mobile App from your device's app store.
2. Open the app and log in with your BMO Online banking details.
3. Navigate to the app's menu and click on 'Credit Score.'
4. Your credit score will be displayed on the screen. The App also provides a credit score history for you to compare your progress.

Option 3: Call Customer Service

If you prefer to get your credit details over a call, BMO’s customer service can assist. To contact BMO's customer service and ask about your credit score, follow the steps below:

1. Dial BMO's customer service hotline at 1-844-837-9228. The line is open from Monday to Friday, 7:00 am to midnight ET, and on weekends from 9:00 am to 9:00 pm ET.
2. You will be connected to an automated system. Follow the voice prompts, and select the option relating to Credit Card Services.
3. Provide your card details when prompted and request your credit score.
4. Your credit score will be delivered over the call.

Regardless of the method you choose, BMO provides a secure and user-friendly way for you to keep track of your credit health. Note that multiple credit checks within short intervals may lower your credit score. Therefore, maintain a healthy check pattern.

Watch your credit score and manage your finances wisely with BMO's convenient and accessible services.