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How to Redeem BMO Cash Back: Your Complete Guide

If you're a Bank of Montreal (BMO) client, you might be wondering how you can redeem your BMO cash back rewards. These rewards are a fantastic way to save money, especially if you are a regular user of BMO credit cards. Below, we'll explore three options you have for redeeming your hard-earned rewards: through online banking, the mobile app, or by contacting customer service. Get ready to reap the benefits of your loyal consumer behavior.

Option 1: Redeem BMO Cash Back through Online Banking

Redeeming your BMO cash back rewards through online banking is a straightforward process. Given the ubiquity of internet usage, it’s a method highly preferred by many. Below are the easy steps to follow

• Visit BMO’s official website and log into your online banking account.
• Navigate to the 'My Rewards' page, where you will see all accrued cash back points.
• Select the total amount or choose the specific amount you wish to redeem.
• Confirm your redemption and instantly see the reduction in your next credit card bill or a direct deposit to your account.

Option 2: Redeem BMO Cash Back through the Mobile App

If you prefer using a smartphone for your banking needs, you can easily redeem your BMO cash back rewards through the BMO Mobile app. Below are the steps

• Download the BMO Mobile app from Google Play Store or Apple Store.
• Log in with your online banking details.
• From the main menu, go to 'Rewards.'
• Choose the amount of cash back rewards you want to redeem.
• Tap 'Redeem', review your redemption, and confirm it.

Within a few minutes, your cash back redemption request is processed and applied either to your credit card balance or your chosen BMO account.

Option 3: Redeem BMO Cash Back through Customer Service

For those who prefer a little human interaction or face issues with the online processes, BMO cash back can also be redeemed by calling customer service. Here's what you need to do:

• Call the BMO cash back customer service number 1-800-XXX-XXXX.
• Listen to the automated prompt and follow the steps to navigate to "Rewards".
• A BMO representative will then assist you with your reward points redemption.
• Verify your card details and validate your identity.
• Request to redeem your points and get a confirmation for the same.

Remember, choosing this option might require patience as waiting times can vary. But rest assured, the customer service team will guide you through the process until your cash back rewards are successfully redeemed.

Regardless of the method you choose to redeem your BMO cash back rewards, the important thing is that you’re taking advantage of the rewards you’ve earned. These rewards can help lessen financial burdens or fund your next big purchase. Start redeeming today!

Conclusion

The path to redeeming your BMO cash back rewards doesn't have to be arduous. With options like online banking, mobile banking, and customer service at your disposal, it becomes a quick, easy, and flexible process. So, login into your account today or call customer service, and start reaping the benefits of your BMO cash back rewards.