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How to E-Transfer to a Phone Number with BMO: A Comprehensive Guide

Online money transfers are fast becoming the most popular way to send money to friends and family. With Bank of Montreal (BMO), you can perform this task quickly and securely. This piece outlines how to e-transfer to a phone number with BMO via your online banking account, mobile app, or by calling customer service.

Option 1: Online Banking

Online banking is a preferred method for many because of its convenience and easy-to-use interface. Here are the steps to perform an e-Transfer:

• Log into your BMO online banking account using your card number and password.
• From the main menu, click on 'Payments & Transfers'.
• Click on 'Interac e-Transfer'.
• Type in your recipient’s phone number in the designated field.
• Select the account from which you want the funds to come from and the amount you’d like to send.
• Create a security question and answer that only your recipient will know.
• Double-check all the details and confirm the transaction.

Option 2: Mobile App

Alternatively, BMO's mobile app lets you quickly send money on the go. Here are the steps to follow:

• Download and open the BMO mobile banking app. Log in using your BMO Online Banking credentials.
• Once logged in, tap on 'Transfers' which you can find at the bottom of your screen.
• Select 'Interac e-Transfer'.
• Enter the recipient’s phone number, the amount, and select the account from which you want to send.
• Create a simple but unique security question and answer.
• Review all the details before click on 'Confirm' to send the e-Transfer.

Option 3: Calling Customer Service

If you're having trouble with online processes, BMO's customer service is available to help. Here’s what to do:

• Call BMO's customer service hotline. Let the representative know you’d like to make an e-Transfer to a phone number.
• Provide the phone number of the recipient and the amount you wish to send.
• In case of first-time use, you may be asked to answer verification questions.
• Once you’re verified and all details are confirmed, the representative will process the e-Transfer.

In the end, it's about choosing the method that is most convenient for you. While online banking and mobile app methods are often faster and more direct, customer service support is an excellent option for those who prefer a more personalized, human interaction. Whichever method you select, rest assured that BMO provides a secure way to quickly transfer funds.