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How to Cancel a BMO Credit Card: A Comprehensive Guide

Whether there's an issue with expenses, or the card has outlived its usefulness, there may come a time when you need to cancel your BMO credit card. We understand the process can be daunting for some, especially for first-timers. This article will guide you through the process of canceling your BMO credit card through different methods, including online banking, mobile app, and via customer service call.

Canceling Your BMO Credit Card Through Online Banking

Without having to leave your house, you can cancel your BMO Credit Card through the online banking portal. Find out how:

• Start by logging onto your BMO Online Banking account.
• Direct your cursor to the 'My Accounts' section and select the Credit Card you wish to cancel.
• Click on 'Account Services', then ‘Card Management.' You will see the option to 'Close Credit Card Account.'
• Follow the onscreen prompts to complete the cancellation process. Ensure you pay any balance and resolve any disputes on your card before canceling.

Using the BMO Mobile App to Cancel Your Credit Card

The BMO mobile app is a convenient way to manage your credit cards. Here’s a simple way to cancel your BMO credit card via the app:

• Download and log in to your BMO Mobile Banking App.
• Select the credit card account you wish to cancel from the 'My Accounts' list.
• Tap on the 'More' tab followed by ‘Manage My Cards,' where you will find 'Close Credit Card Account.'
• Follow the ensuing directions to finalize the cancellation. Remember to settle any outstanding amounts before proceeding.

Call BMO Customer Service to Cancel Your Credit Card

If you're more comfortable speaking with a BMO representative over the phone, you can cancel your credit card through a customer service call. Here' how:

• Contact BMO at the number provided at the back of your credit card or by checking their Contact Us page.
• Inform the representative that you want to cancel your credit card.
• Answer verification questions for your account security and follow the representative's instructions to cancel your card.

In conclusion, BMO has provided various ways for you to manage your credit card, including cancellation. Whether you choose online banking, mobile app, or a customer service call, ensure that all necessary steps are taken beforehand. Ensure your account balance is zeroed out and your disputes are resolved before cancellation. After all, the aim is not just about canceling your credit card, but ensuring it’s done right.