How to Check Your Credit Score with BMO: Online Banking, Mobile App, and Customer Service

The Bank of Montreal, widely known as BMO, offers a range of services to its customers, including the ability to check your credit score. Understanding how your credit score is calculated and what it means for you is crucial when planning financial moves. BMO makes it easy and convenient for its customers to do so and this article will guide you on how to check your credit score using BMO's online banking, through their mobile app, and by calling the customer service. Let's get started!

Option 1: BMO Online Banking

BMO Online Banking is a platform that offers a variety of banking services at the tip of your fingers, including the facility to check your credit score with ease. Once you're registered for online banking, follow these steps:

• Access the BMO Online Banking platform at www.bmo.com/main/personal.
• Log in using your BMO Online Banking ID and password.
• After logging in, look for the "My Score" option on the dashboard.
• Upon clicking it, your credit score will be displayed alongside other pertinent information about your credit history.

BMO Online Banking is a quick, efficient way to check your credit score, provided you are registered and have internet access.

Option 2: BMO Mobile App

If you prefer banking from your mobile device, the BMO Mobile Banking app allows you to check your credit score from anywhere with just a few taps. Here's how:

• Download the BMO Mobile Banking app from the Google Play Store or the Apple App Store.
• Log in to your account using your BMO Online Banking credentials.
• Similar to online banking, on the app dashboard, look for the "My Score" option.
• Tap on it and your credit score will be displayed right there.

This method provides the ease of checking your credit score on-the-go, whether you're commuting, at work, or at home.

Option 3: BMO Customer Service

If you're more comfortable speaking to a person or need further clarification on the details of your credit score, consider reaching out to BMO’s customer service. They can assist you with the following steps:

• First, contact BMO customer service at 1-877-225-5266.
• Following the automated prompts, choose the option for account-specific enquiries.
• Provide the necessary verification information to confirm your identity for the safety of your account.
• Finally, request to know your credit score. The service representative will guide you through the rest of the process.

This option allows for personalized support and a more detailed explanation of your credit score, should you need it.

Conclusion

Understanding your credit score is mandatory in today's financial landscape. On BMO's platforms - Online Banking, Mobile App, and Customer Service - checking your credit score is a seamless process. Each option offers a different level of convenience and interaction to suit your preference. Remember, staying informed is the first step towards better financial health.

For more detailed information and further assistance about checking credit score or any other banking service, consider reaching out to a BMO representative today.