How to Redeem BMO Cashback: A Comprehensive Guide

Bank of Montreal (BMO) Cashback is a popular reward program for its customers. The program allows users to earn cash back on everyday purchases, which they can redeem for statement credits, gift cards, or even pay bills. This article will guide you through the different ways to redeem your BMO Cashback, whether it's through online banking, mobile app, or via customer service.

Redeeming BMO Cashback Via Online Banking

BMO's Online Banking is the primary way for customers to manage their financial information and transactions, including redeeming cash back rewards. Here's a step-by-step guide on how to do it:

• Login to your BMO online banking account.
• Select the 'View My Rewards' option under the 'My Accounts' section.
• Here, you can see your accumulated cash back rewards, click on the "Redeem Now' button.
• You can choose how you would like to use your cash back, either as statement credits, gift cards, or bill payments.
• Confirm your transaction and it's done! Your reward will be redeemed as per your selection.

Redeeming BMO Cashback Via Mobile App

The BMO Mobile Banking app is a convenient way for customers to manage their accounts, pay bills, view transactions, and of course, redeem BMO Cashback. Here's how:

• Open the BMO mobile banking app and log in.
• On the main dashboard, click on the 'My Rewards' option.
• You'll see your accumulated cashback rewards. Click on 'Redeem Now.'
• Select how you’d like to redeem your cashback and confirm your decision.
• That's it! You should see an immediate adjustment in your rewards balance.

Redeeming BMO Cashback Through Customer Service

If you prefer human interaction or need assistance with your redemption, BMO's customer service is happy to help. Their representatives can guide you on how to redeem your cashback over the phone. Here's how to proceed:

• Call BMO's customer service line at 1-800-363-9992.
• Provide your Card number or other identifying information when prompted.
• Ask the representative to redeem your cashback. They may ask further questions to verify your identity or to confirm your redemption choice.
• Once you confirm your redemption, the cash back will be credited to your desired payment method within few business days.

In conclusion, redeeming BMO Cashback is a straightforward process. The Bank provides multiple channels to make this process as convenient for you as possible. So, the next time you are in need of some extra cash or want to make the most out of your BMO spending, look no further than your BMO cash back rewards!