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How to Pay Your BMO Credit Card from an RBC Account

Linking your Bank of Montreal (BMO) credit card to your Royal Bank of Canada (RBC) account can make it easier to manage your finances and ensure that your credit card bills are paid on time. Luckily, RBC offers multiple secure and convenient ways to pay your BMO credit card — via RBC’s online banking, mobile app, or by calling customer service. This article will guide you step by step on each method for your convenience.

Using RBC Online Banking

One of the most common ways for RBC customers to pay their BMO credit card bills is through RBC's online banking system. This user-friendly platform makes it easy to transfer funds between accounts. Here are the steps to do it:

• Sign in to your RBC online banking account.
• Click on the “Pay Bills and Transfer Funds” option.
• Select your RBC account from which you want to pay your BMO credit card.
• Add your BMO credit card as a payee. You can do this by searching for "BMO Credit Card Services" in the payee directory. You will need your 16-digit BMO card number to add it as a payee.
• Enter the payment amount and choose the date you want the payment to be made.
• Review the details and confirm your payment.

Your credit card payment will be processed within 2-3 business days.

Paying via the RBC Mobile App

If you prefer to manage your finances on the go, the RBC Mobile app is a great option. This platform enables you to make secure payments via your smartphone or tablet. Here's how:

• Download the RBC Mobile app from the App Store or Google Play store and sign in using your RBC online banking credentials.
• Tap on the “Pay Bills & Transfer Funds” link on the main menu.
• Select the RBC account from which you want to pay your BMO credit card.
• Just like the online banking method, you will need to add your BMO credit card as a payee. Once added, this information is saved for future payments.
• Enter the amount you want to pay, select the payment date and confirm the transaction.

Be sure to keep an eye on your account balance and verify that the transaction has been completed successfully.

Calling RBC Customer Service

If you prefer personal assistance or are having difficulty with online methods, you can always make your credit card payment via telephone. RBC has a team of customer service professionals ready to assist you.

• Call RBC’s customer service number at 1-800-769-2511.
• Follow the voice prompts to navigate to the bill payment section. You will need to enter your RBC account number and your BMO credit card number.
• Confirm the payment details, including the amount and payment date.
• Listen for a confirmation number to ensure the payment has been processed.

This payment method usually takes 2-3 business days for processing, so make sure you schedule your payments ahead of time to avoid late fees.

Conclusion

Regardless of which payment method you choose, always remember to regularly monitor your accounts, keep track of your credit card expenditures and plan ahead to ensure your payments are made in a timely manner. With these methods in place, managing your BMO Credit Card payments from your RBC account is a smooth and efficient process.