How to Use BMO AIR MILES: A Comprehensive Guide

The Bank of Montreal (BMO) offers a unique rewards program in the form of AIR MILES. These are rewards points that you earn for making purchases at a variety of different retailers. Here's everything you need to know about utilizing these points to your advantage.

Understanding AIR MILES

First, let’s round out your understanding of what AIR MILES are. You earn AIR MILES reward miles when making regular purchases and can spend them on a range of products and services, from travel expenses to gift cards. This guide will outline how to use these points efficiently via online banking, the mobile app, or by contacting BMO customer service.

Using BMO AIR MILES through Online Banking

If you're already registered for BMO online banking, now is the time to take advantage of the user-friendly interface to check your AIR MILES balance, redeem your miles, or even transfer them.

Step by Step Guide for using Online Banking:

• Log into your BMO online banking account.
• Go to your Account Summary where you will be able to view your AIR MILES balance.
• To redeem your miles, click 'Redeem AIR MILES' under 'Quick Links'.
• Pick what you'd like to use your points for.
• Confirm the redemption, and you're done!

Using BMO AIR MILES through Mobile App

Still on the move? No problem! BMO has made it easier than ever to manage your AIR MILES through their mobile app as well. You can access your AIR MILES account through the BMO Mobile Banking app, which is available on both iOS and Android devices.

Guide for using Mobile App:

• Log in using your BMO online banking credentials.
• Tap on the 'Account' tab.
• Under 'Rewards', click on 'AIR MILES'.
• Follow the prompts to redeem your miles for the products or services you want.

Contacting BMO Customer Service

If you are not comfortable managing your AIR MILES online or via the mobile app, you can always contact BMO's customer service.

Guide to Contact Customer Service:

• Get in touch with BMO's customer service at 1-800-263-2263.
• Follow the voice prompts to connect to the AIR MILES department.
• Provide your card details to the representative.
• Tell them how you wish to use your AIR MILES, and they will assist you in the process.

Final Thoughts

Earning and using AIR MILES has never been easier with BMO's multiple platforms. Remember, it's your money at work for you – so make the most of your rewards. The importance of understanding all aspects of your financial toolkit cannot be overstated, and AIR MILES are a prominent part of that. Whether you prefer online, mobile, or direct customer service assistance, BMO stands ready to help you navigate your AIR MILES usage to maximize your rewards.