How to Find Your BMO Transit Number Online

Whether you’re setting up a direct deposit or making international transactions, your Bank of Montreal (BMO) transit number is vital. This nine-digit number is unique to your bank branch, and you can locate this number through a variety of ways. Here is a guide on how to find your BMO transit number online, via the mobile app, or by calling customer service.

Using Online Banking

BMO’s online banking platform is a convenient way to access your transit number without leaving home. To locate your transit number through online banking, follow these easy steps:

• Log in to your BMO Online Banking account.

• Navigate to the "Accounts" section of the site.

• Click on the account for which you need the transit number.

• Details about your account, including your Account Number and Transit Number, will be displayed on this page.

Remember, the transit number varies with the branch. So, if you have multiple BMO bank accounts, each may have a different transit number.

Using BMO Mobile App

Furthermore, if you have the BMO Mobile Banking App installed on your smartphone, you can easily find your transit number with just a few taps. Here’s how:

• Log into your account using the BMO Mobile Banking App.

• Click on the "Menu" icon at the top left of the screen.

• Tap on "Account Details" on the dropdown menu.

• Select the account for which you need the transit number.

• Your account number and transit number should be displayed here.

Similarly to online banking, each bank account may have a unique transit number associated with the specific branch of the account.

Calling BMO Customer Service

If you’re unable to access your transit number online or through the mobile app, BMO’s customer service line can assist you. Here’s what you should do:

• Reach BMO Customer Service by dialing the toll-free number at 1 (800) 361-3361.

• Upon connection, follow the voice prompts or wait to speak with a representative.

• When asked, provide your bank account number and validate your identity by answering a few security questions.

• Once validation is complete, the representative should provide you with your transit number.

Before you use this method, it’s worth noting BMO customer service lines can be busy, and you may face potentially long wait times. Therefore, using online or mobile app methods can be more time-efficient.

Conclusion

There are multiple ways to find your BMO transit number, all designed to make banking easier and more convenient for you. Whether you opt for the web-based online banking, the mobile app, or traditional customer service, the information you need is readily accessible. As long as you are a BMO customer, these resources are available to ease your banking process.