RBC: A Comprehensive Guide on How to Check Your Credit Score

Keep track of your credit score is essential in managing your personal finances. Royal Bank of Canada (RBC) offers numerous ways to check your credit score. These include using its online banking platform, mobile app, or calling customer service. Let's dive in to understand how to leverage these resources to stay on top of your financial health.

Online Banking

Online banking is an easy and efficient way to check your credit score. After you log into your online banking account, navigate to your account summary page. On this page, you'll see a link for "View Your Credit Score". Clicking this link will bring you to a page that displays your current credit score.

This credit score is updated every month, so you can routinely check and monitor your score. This online platform also provides a comprehensive breakdown of factors influencing your score, like payment history and debt level. By keeping an eye on these factors, you can make smarter financial decisions to improve your score in the long run.

Mobile App

If you prefer banking on-the-go, RBC’s mobile app is another convenient route to check your credit score. Simply download the app from the App Store or Google Play, then follow the instructions to log in. To view your credit score, tap the menu icon in the top left corner and select "Credit Score" from the dropdown menu.

The mobile app’s user-friendly interface makes it easy to understand your credit score and related factors. It also allows you to set up push notifications to receive updates about important changes in your score. This proactive approach ensures you won’t miss any significant developments relating to your credit.

Customer Service

If digital platforms aren’t your preference or if you prefer a more personal touch, contacting RBC's customer service is an alternative option. Dial RBC’s number (1-800-769-2511), then navigate through their automated system or ask to speak with a representative. Once connected, you can request information about your credit score.

The advantage of calling customer service is that it provides a more personal interaction. If you have any queries or concerns about your credit score, talking to a real person can give you immediate solutions and peace of mind. Remember to have your relevant account information on hand to verify your identity before the representative discloses your credit score.

Conclusion

Maintaining a healthy credit score is key for financial stability. RBC provides several pathways, including online banking, a mobile app, and customer service, to keep you informed about your credit standing. By taking advantage of these resources, you can take control of your financial health and make better financial decisions for the future.