Understanding the Nitty-Gritty of Reading an RBC Cheque

Reading an RBC cheque might seem like a daunting task, but once you understand the layout and how to interpret the numbers, you will find it quite simple. This definitive guide provides step-by-step instructions to help you understand the elements of an RBC cheque with ease.

Understanding a Physical RBC Cheque

A typical RBC cheque contains various pieces of vital information such as the cheque number, branch number (also known as transit number), account number, and bank number. Understanding these elements is crucial to accurately deciphering an RBC cheque.

Your Cheque number is found at the top right corner, while Branch number (five digits) can be seen to the left of your Account number at the base of the cheque. The Bank number (always 003 for RBC) is sandwiched between the branch and account number.

Navigating RBC's Online Banking to Understand a Cheque

If you are enrolled in RBC's online banking, you will access digitalized versions of your cheques. Here's a quick guide to assist you.

1. Log into your RBC Online Banking account using your username and password.
2. On the 'Accounts Summary' page, choose the account that the cheque is issued from.
3. Click 'Account Details' then 'View, Print & Save Images of Paid Cheques' on your account details page.
4. You will see a list of your cleared cheques. Click on the respective cheque to view its image. You can interpret the cheque as you would a physical copy.

Interpreting an RBC Cheque through the Mobile App

You can also view an RBC cheque through the RBC Mobile app. Here is how to go about it having downloaded and logged into the RBC Mobile app.

• Select the account from which the cheque was issued.
• Scroll to 'Transactions' then tap on the transaction that corresponds with the cheque you wish to view.
• Tapping on the 'Details' button will display the digitalized image of the cheque and its details.

Seeking Assistance from RBC Customer Service

If you're having trouble reading an RBC cheque or finding any trouble navigating the online platforms, you can always reach out to RBC Customer Service. The customer care representative will walk you through the process or answer any questions you may have about reading your cheque.

Dial 1-800-769-2511 for personal banking or 1-800-769-2520 for business banking to speak to a representative.

Whether you are using a physical cheque, the online banking platform, the mobile app, or the customer service, this guide has got you covered. Learning how to read an RBC cheque like a pro is as simple as that.

In Conclusion

Reading an RBC cheque, be it physical or digital, doesn't have to be a complicated process. All you need is to understand where to find the necessary details and what they indicate. The same details are available whether you are looking at a physical cheque, through the online banking service, or the mobile app. And if you ever need assistance, you can always turn to the RBC customer service for guidance.